When was Sugmya Finance founded?

Sugmya Finance was founded in 2019 and raised its 1st funding round within a year of its incorporation.

Where is Sugmya Finance located?

Sugmya Finance is headquartered in Noida, India. It is registered at LGF, Plot No. 16, Rishabh Corporate Tower, Karkardooma Community Centre, Karkardooma, East Delhi, East Delhi, East Delhi, Delhi, India, 110092.

Which legal entities is Sugmya Finance associated with?

Sugmya Finance is associated with SUGMYA FINANCE PRIVATE LIMITED.

How many employees does Sugmya Finance have?

As of Aug 31, 2025, Sugmya Finance has 1335 employees, reflecting a 24% year-over-year decline in headcount.

Is Sugmya Finance a funded company?

Sugmya Finance is a funded company, having raised a total of $12.9M across 11 funding rounds to date. The company's 1st funding round was a $***** Angel round, raised on Sep 24, 2019.

How much is Sugmya Finance worth?

The latest valuation of Sugmya Finance is $***** as of Aug 02, 2025. This marks a decline of 8% from its peak valuation of $41.3M in Sep, 2019. This marks a decline of 8% from its peak valuation of $41.3M in Sep, 2019.

When was the latest funding round of Sugmya Finance?

Sugmya Finance's latest funding was a $***** Seed round on Aug 02, 2025, with participation from 0 investor. Its primary sector is Consumer and SME Loans. In India, the Consumer and SME Loans sector has seen $2.71B in funding in 2026 to date.

What is the annual revenue of Sugmya Finance?

Annual revenue of Sugmya Finance is between ₹100 Cr and ₹500 Cr as on Mar 31, 2025

Where does Sugmya Finance rank among its competitors?

Sugmya Finance ranks 135th amongst 1093 active competitors, of which 92 are funded. It stands 7th in terms of total funding among its competitors. The most recent competitor to raise funding was Aditya Birla Capital, which secured $96.1M in Jun, 2026.

Who are the top competitors of Sugmya Finance?

Sugmya Finance's top competitors include Northern Arc Capital, AYEFin and Hinduja Leyland Finance. Among them, Aditya Birla Capital secured the most recent funding round in June, 2026.

Sugmya Finance - 2026 Company Profile, Team, Funding, Competitors & Financials

Sugmya Finance is a seed company based in Noida (India), founded in 2019. It operates as a Provider of financial solutions and services to individuals, primarily through lending and green climate products. Sugmya Finance has raised $12.9M in funding from VSB Tech Consulting Services and Pms Ventures, with a current valuation of $*****. The company has 1093 active competitors, including 92 funded and 183 that have exited. Its top competitors include companies like Northern Arc Capital, AYEFin and Hinduja Leyland Finance.

Company Details

Provider of financial solutions and services to individuals, primarily through lending and green climate products. It provides financial solutions empowering marginal and MSME entrepreneurs. It focus on delivering accessible and affordable credit options to support small businesses growth. Its goal is to foster economic inclusion by bridging financial gaps and enabling sustainable development. It emphasizing cashless and paperless processes.

Website: sufinn.com
Social
Email ID: *****@sufinn.com, *****@sufinn.com
Phone Number: +91 **********
Registered Address: LGF, Plot No. 16, Rishabh Corporate Tower, Karkardooma Community Centre, Karkardooma, East Delhi, East Delhi, East Delhi, Delhi, India, 110092

Key Metrics

Founded Year

2019

Location

Noida, India

Stage

Seed

Total Funding

$12.9M in 11 rounds

Latest Funding Round

Seed, Aug 02, 2025, $*****

Post Money Valuation

$***** as on Aug 02, 2025

Investors

Manoj Sharma & 112 more

Ranked

135^th among 1093 active competitors

Annual Revenue

₹100 - ₹500 Cr as on Mar 31, 2025

Employee Count

1,335 as on Aug 31, 2025

Similar Companies

Northern Arc Capital & 4180 more

View Sugmya Finance's full profile

Sugmya Finance is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Reports
SUGMYA FINANCE PRIVATE LIMITED CIN: U65929DL2017PTC324280 , India, Active	Sep 28, 2017	₹100 - ₹500 Cr (As on Mar 31, 2025)	471 (As on Jan 31, 2026)

Sugmya Finance has raised a total funding of $12.9M over 11 rounds. Its first funding round was on Sep 24, 2019. Sugmya Finance has 13 institutional investors and 100 angel investors.

Here is the list of recent funding rounds of Sugmya Finance:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Aug 02, 2025	2030908	Seed	7586417	4112837	2140835	1661071
Mar 15, 2024	5270777	Seed	1929288	1606278	6621519	AngelBay & 13 more
Aug 2023	9898489	Venture Debt	5911882	4088105	4530662	TradeCred

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View details of Sugmya Finance's funding rounds and investors

Sugmya Finance's Board of Directors

Sugmya Finance's board has 4 active members. Gaurav Pabby, Vikas Singh and Brajmohan Singh are part of team and Shishir Mishra is independent board member.

Here is the list of Sugmya Finance's board of directors:

Name	Type	Representing	Status	Duration
Vikas Singh	Team	-	Current	5y 11m
Brajmohan Singh	Team	-	Current	9y 1m
zydqvfo	Team	-	Current	5y 1m
Shishir Mishra	Independent board member	-	Current	4y 6m

Sugmya Finance's employee count trend

Sugmya Finance has 1,335 employees as of Aug 25. The total employee count is 24.0% lower than what it was in Aug 24. Here is Sugmya Finance's employee count trend over the years:

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Top competitors of Sugmya Finance include Northern Arc Capital, AYEFin and Hinduja Leyland Finance. Here is the list of Top 10 competitors of Sugmya Finance, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Northern Arc Capital 2008, Chennai (India), Public	Provider of household and business loans	$240M	Standard Chartered, Eight Roads Ventures ... & 34 others	76/100
2nd	AYEFin 2014, Gurugram (India), Public	Organization empowering economic transformation of micro enterprises	$164M	CapitalG, Elevation Capital & 47 others	74/100
3rd	Hinduja Leyland Finance 2008, Chennai (India), Series C	Provider of commercial vehicle, construction equipment, and personal vehicle financing solutions	$276M	Everstone Capital, IndusInd International Holdings ... & 25 others	74/100
4th	Tata Capital 2007, Mumbai (India), Public	Diversified non-banking financial company	-	Ekamya	74/100
5th	Bajaj Finserv 2007, Pune (India), Public	Financial services conglomerate offers a range of financial solutions	-	Nepean Capital, WestBridge Capital & 4 others	74/100
6th	Aditya Birla Capital 2007, Mumbai (India), Public	Provider of loans, investments, insurance, UPI, and bill payment services	-	IFC, Premji Invest & 1 others	73/100
7th	SK Finance 1994, Jaipur (India), Series G	Provider of financial services including commercial vehicle, car, tractor, construction equipment, two-wheeler, home renovation, and business loans	$370M	TPG, Evolvence Equity Partners & 75 others	73/100
8th	Mahindra 1945, Mumbai (India), Public	Diversified conglomerate operating across multiple industries	$45.2M	Goldman Sachs, Periphas Capital & 4 others	72/100
9th	Oxyzo 2016, Gurugram (India), Series A	Provider of financial solutions, including loans, for SMEs and corporates	$201M	Alpha Wave Global, Creation Investments & 7 others	71/100
10th	Shriram Finance 1979, Mumbai (India), Public	Provider of consumer and SME loans	-	ChrysCapital, Norwest & 5 others	71/100
135th	Sugmya Finance 2019, Noida (India), Seed	Provider of financial solutions and services to individuals, primarily through lending and green climate products	$12.9M	BlackSoil, TradeCred & 111 others	44/100

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SUGMYA FINANCE PRIVATE LIMITED, the legal entity associated with Sugmya Finance, generated between ₹100 Cr and ₹500 Cr in revenue for the financial year ending on Mar 31, 2025. The revenue of SUGMYA FINANCE PRIVATE LIMITED has a compounded annual growth rate (CAGR) of 8% in the last 1 year.

Financial Statement Summary

Metrics	FY 2024-25	FY 2023-24	FY 2022-23	FY 2021-22	FY 2020-21
Income Statement
Revenue	1612	3410	2012	6821	6088
Total Sales	1736	2290	5544	5761	9548
Total Expenses	7876	6991	6005	8575	6883
Operating Expenses	7908	6439	7164	9949	7143
Employee Expenses	5778	5006	8561	2694	4341
Operating Income (EBIT)	5251	5977	3756	6295	8723
Interest Expenses	4916	2142	5185	4765	4070
Expenses from other activities	5030	5259	2267	7221	1192
EBITDA	9859	4074	1567	9825	1069
Taxes	6877	1647	1310	3429	7649
Net Profit	8886	6955	3502	2343	3450
Balance Sheet
Assets	5172	7766	9824	5938	6424
Accounts Receivables	7685	7144	8482	9312	9680
Inventory	9946	9903	1059	1197	3998
Liabilities	9111	3036	8475	5137	9574
Total Debt	1158	8753	8103	1214	6519
Accounts Payable	4064	7287	6080	6669	6428
Equities	7798	3341	3505	1088	6861

Detailed Financials (Income Statement, Balance Sheet, Cashflow Statement)

Founders own 22.86%, Enterprises own 5.83%, Angels (largest shareholder) own 61.14% and Other People own 10.17%. The net worth of Sugmya Finance's founders is INR 4.11Cr as of Nov 08, 2021. The cap table displayed below is for SUGMYA FINANCE PRIVATE LIMITED which is the legal entity associated with Sugmya Finance.

Shareholders Name	Post Round Holding %	Net worth	Cumulative Investment	Realised Returns	Unrealised Returns	Return Multiple
Founder	22.86%	4.11Cr	2085108	2966730	3485342	3407157
Enterprise	5.83%	1.05Cr	35726	60256	86822	99817
Angel	61.14%	11Cr	4586312	8479931	1825805	3214162
Other People	10.17%	1.83Cr	8755829	4456982	8493661	7602673
Total	100.00%	18Cr	9321166	1064365	4673133	6311569