When was Zero founded?

Zero was founded in 2016 and raised its 1st funding round within a year of its incorporation.

Where is Zero located?

Zero is headquartered in San Francisco, United States.

How many employees does Zero have?

As of Mar 31, 2026, the latest employee count at Zero is 93.

Is Zero a funded company?

Zero is a funded company, having raised a total of $31M across 5 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Sep 21, 2016.

When was the latest funding round of Zero?

Zero's latest funding was a $***** Conventional Debt round on Feb 06, 2020, with participation from 1 investor. Its primary sector is Banking Tech. In United States, the Banking Tech sector has seen $1.58B in funding in 2026 to date.

Where does Zero rank among its competitors?

Zero ranks 100th amongst 1319 active competitors, of which 145 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Monzo, which secured an undisclosed amount in Mar, 2025.

Who are the top competitors of Zero?

Zero's top competitors include Nubank, Revolut and Monzo. Among them, Monzo secured the most recent funding round in March, 2025.

Zero - 2026 Company Profile, Team, Funding & Competitors

Zero is an acquired company based in San Francisco (United States), founded in 2016 by Joel Washington and Bryce Galen. It operates as a Digital bank for individuals. Zero has raised $31M in funding from New Enterprise Associates and Eniac Ventures. The company has 1319 active competitors, including 145 funded and 93 that have exited. Its top competitors include companies like Nubank, Revolut and Monzo.

Company Details

Digital bank for individuals. It offers multiple services including deposit accounts, money transfers, prepaid cards for online/offline purchases, bill payments, cash withdrawals, and more. It also provides tools for budget and expense management.

Website: zero.app
Social
Email ID: *****@zerofinancial.com
Part Of

Key Metrics

Founded Year

2016

Location

San Francisco, United States

Stage

Acquired

Total Funding

$31M in 5 rounds

Latest Funding Round

Conventional Debt, Feb 06, 2020, $*****

Investors

New Enterprise Associates & 6 more

Ranked

100^th among 1319 active competitors

Employee Count

93 as on Mar 31, 2026

Similar Companies

Chime & 422 more

Exit Details

Acquired by Avant (Apr 07, 2021)

View Zero's full profile

Zero got acquired by Avant on Apr 07, 2021.

Click here to take a look at Zero's acquisition in detail

Zero has raised a total funding of $31M over 5 rounds. Its first funding round was on Sep 21, 2016. Its latest funding round was a Conventional Debt round on Feb 06, 2020 for $*****. 1 investor participated in its latest round. Zero has 7 institutional investors.

Here is the list of recent funding rounds of Zero:

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Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Feb 06, 2020	8465613	Conventional Debt	3802618	9805401	4583930	5411228
May 23, 2019	5481913	Series A	9127224	4260295	7672555	SignalFire & 2 more
Nov 19, 2018	5562323	Venture Debt	1451986	8978082	6305612	SVB

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View details of Zero's funding rounds and investors

The founders of Zero are Joel Washington and Bryce Galen. Bryce Galen is the CEO of Zero.

Here are the details of Zero's key team members:

Joel Washington: Founder of Zero and founder of 6 other companies, including Level, Ronday and Shift Technologies.
Contact Info: 3 email addresses
Bryce Galen: Founder & CEO of Zero and founder of 1 other company.
Contact Info: 1 email address

View details of Zero's Founder profiles and Board Members

Zero's employee count trend

Zero has 93 employees as of Mar 26. Here is Zero's employee count trend over the years:

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Top competitors of Zero include Nubank, Revolut and Monzo. Here is the list of Top 10 competitors of Zero, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Nubank 2013, Sao Paulo (Brazil), Public	Provider of digital banking services, including credit cards and accounts	$2.27B	DST Global, Sequoia Capital & 39 others	89/100
2nd	Revolut 2015, London (United Kingdom), Series E	Provider of banking solutions for retail customers and businesses	$1.99B	Balderton Capital, TCV & 148 others	86/100
3rd	Monzo 2015, United Kingdom, Series I	Provider of digital banking services including savings accounts and loans	$2.41B	Passion Capital, General Catalyst & 65 others	84/100
4th	Chime 2012, San Francisco (United States), Public	Digital bank for individuals	$3.15B	DST Global, Dragoneer Investment Group & 56 others	83/100
5th	Starling Bank 2014, London (United Kingdom), Series D	Provider of digital banking services including savings and payment accounts	$1.01B	Merian Global Investors, Goldman Sachs & 35 others	82/100
6th	Dave 2016, Los Angeles (United States), Public	Developer of a mobile banking application offering financial management tools	$63.6M	Norwest, Financial Solutions Lab & 18 others	81/100
7th	Atom bank 2014, Blyth (United Kingdom), Series F	Provider of digital savings accounts mortgages and commercial business loans	$852M	BBVA, Toscafund Asset Management & 18 others	80/100
8th	Green Dot 1999, Pasadena (United States), Acquired	Provider of mobile banking services, debit cards, and related financial products	$109M	TCV, Millennium Technology Value Partners ... & 6 others	79/100
9th	N26 2013, Berlin (Germany), Series E	Provider of mobile banking services, including savings, investment, and crypto	$1.72B	Valar Ventures, Allianz X & 49 others	78/100
10th	Albert 2015, Los Angeles (United States), Series C	All-in-one money app for budgeting, saving, spending, and investing	$174M	500 Global, Financial Solutions Lab & 22 others	78/100
100th	Zero 2016, San Francisco (United States), Acquired	Digital bank for individuals	$31M	New Enterprise Associates, Neuberger Berman ... & 5 others	53/100