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BharatLoan - About the company

BharatLoan is a funded company based in Gurugram (India), founded in 2022. It operates as a Provider of digital platform offering unsecured personal loans to salaried individuals. The company has 307 active competitors, including 54 funded and 12 that have exited. Its top competitors include companies like BharatPe, Indifi and Recur Club.

Company Details

Provider of digital platform offering unsecured personal loans to salaried individuals. The platform streamlines the loan application process with minimal documentation requirements. It facilitates access to credit for individuals underserved by traditional financial institutions. The company offers options for debt consolidation and management of credit card interest.
Social
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Email ID
*****@bharatloan.com, *****@bharatloan.com
Phone Number
+91 **********
Registered Address
3rd Floor, Plot No. 68, Okhla Industrial Area Phase-3, Okhla Industrial Estate, New Delhi, New Delhi, Delhi, India, 110020
Key Metrics
Founded Year
2022
Location
Gurugram, India
Stage
Funding Raised
Ranked
Annual Revenue
₹50 - ₹100 Cr as on Mar 31, 2025
Employee Count
283 as on Oct 31, 2026
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BharatLoan's funding and investors

BharatLoan is a funded company.

BharatLoan's founders and board of directors

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BharatLoan's employee count trend

BharatLoan has 283 employees as of Oct 26. Here is BharatLoan's employee count trend over the years:
Employee count trend for BharatLoan
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BharatLoan's Competitors and alternates

Top competitors of BharatLoan include BharatPe, Indifi and Recur Club. Here is the list of Top 10 competitors of BharatLoan, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for BharatPe
BharatPe
2018, Gurugram (India), Series E
Provider of payment solutions, lending, and investment opportunities for businesses
$584M
86/100
2nd
Logo for Indifi
Indifi
2015, Gurugram (India), Series E
Provider of loan products and services for small and medium businesses
$90.8M
77/100
3rd
Logo for Recur Club
Recur Club
2021, Delhi (India), Series A
Provider of non-dilutive debt financing for startups and growing businesses
$15.3M
77/100
4th
Logo for axio
axio
2013, Bengaluru (India), Acquired
Provider of an online lending platform offering point of sale financing
$206M
74/100
5th
Logo for WeRize
WeRize
2019, Bengaluru (India), Series B
Provider of credit insurance and savings products for small town families
$35.1M
73/100
6th
Logo for Yubi
Yubi
2020, Chennai (India), Series B
Online marketplace for business loans
$241M
71/100
7th
Logo for Kredivo Holdings
Kredivo Holdings
2015, Jakarta (Indonesia), Series D
Provider of a consumer lending platform for financial applications
$660M
69/100
8th
Logo for Bizongo
Bizongo
2015, Mumbai (India), Series E
Platform offering AI-powered vendor digitization, procurement and supply chain financing solutions
$307M
68/100
9th
Logo for BankBazaar
BankBazaar
2008, Chennai (India), Series D
Online platform providing tools for comparing and applying for financial products
$134M
68/100
10th
Logo for Upwards
Upwards
2017, Mumbai (India), Acquired
Provider of personal loans with an application and digital loan process
$5.5M
67/100
55th
Logo for BharatLoan
BharatLoan
2022, Gurugram (India), Funding Raised
Provider of digital platform offering unsecured personal loans to salaried individuals
-
-
40/100
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BharatLoan's Latest cap tables and shareholding

Founders own 2.28%, Enterprises (largest shareholder) own 79.47%, Angels own 9.12% and Other People own 9.12%. The net worth of BharatLoan's founders is INR 10L as of Mar 31, 2008. The cap table displayed below is for DEVMUNI LEASING AND FINANCE LIMITED which is the legal entity associated with BharatLoan.
Shareholders Name
Post Round Holding %
Net worth
Cumulative Investment
Realised Returns
Unrealised Returns
Return Multiple
Founder
2.28%
10L
50
64
43
20
Enterprise
79.47%
3.49Cr
6650954
6674781
2993239
4692331
Angel
9.12%
40L
4972147
1986818
6031942
8333811
Other People
9.12%
40L
7742161
8085597
9185387
7654564
Total
99.99%
4.39Cr
1574152
4822920
8542813
8774757
Notes: The column Net Worth represents the net worth of investments made by that entity, as per the latest cap table.
Disclaimer
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shareholding pattern of this entity
$9.99$4.23(excl. taxes)
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What documents will you get?
  • Latest Shareholding Summary - Ownership breakdown across founders, investors, and other stakeholders
  • Round-by-Round Cap Tables - Evolution of shareholding across funding rounds
  • Year-on-Year Cap Tables - Dilution trends over time

BharatLoan's Investments and acquisitions

BharatLoan has made no investments or acquisitions yet.

Reports related to BharatLoan

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News related to BharatLoan

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