When was cred.ai founded?

cred.ai was founded in 2016 and raised its 1st funding round 4 years after it was founded.

Where is cred.ai located?

cred.ai is headquartered in Philadelphia, United States.

Who is the current CEO of cred.ai?

Ry Brown of cred.ai. They have also founded 1 company.

How many employees does cred.ai have?

As of Aug 31, 2026, the latest employee count at cred.ai is 87.

Is cred.ai a funded company?

cred.ai is a funded company, having raised a total of $***** in its 1st and only funding round, a Series A round on Aug 13, 2020.

When was the latest funding round of cred.ai?

cred.ai's latest funding was a $***** Series A round on Aug 13, 2020, with participation from 4 investors.

Where does cred.ai rank among its competitors?

cred.ai ranks 49th amongst 1357 active competitors, of which 146 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Monzo, which secured an undisclosed amount in Mar, 2025.

Who are the top competitors of cred.ai?

cred.ai's top competitors include Nubank, Revolut and Monzo. Among them, Monzo secured the most recent funding round in March, 2025.

cred.ai - 2026 Company Profile, Team, Funding & Competitors

Company Details

Cred is a digital bank for consumers. It has its license of deposit account & credit card from the Wilmington Savings Fund Society and WSFS Bank respectively. It offers services such as money transfers, deposit account, cash withdrawal, credit cards for online/offline purchases, and more. It enables users to build credit scores for each purchase via the credit card.

Website: cred.ai
Social
Email ID: *****@cred.ai

Key Metrics

Founded Year

2016

Location

Philadelphia, United States

Stage

Series A

Total Funding

$18M in 1 round

Latest Funding Round

Series A, Aug 13, 2020, $*****

Investors

Darco Capital & 4 more

Ranked

49^th among 1357 active competitors

Employee Count

87 as on Aug 31, 2026

Similar Companies

Chime & 428 more

View cred.ai's full profile

cred.ai has raised a total funding of $18M over 1 round. Its latest funding round was a Series A round on Aug 13, 2020 for $*****. 4 investors participated in its latest round. cred.ai has 2 institutional investors and 3 angel investors.

Here is the list of recent funding rounds of cred.ai:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Aug 13, 2020	2973310	Series A	9015012	8050055	2749743	3324643

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View details of cred.ai's funding rounds and investors

The founders of cred.ai are Dylan Brown and Ry Brown. Ry Brown is the CEO of cred.ai.

Here are the details of cred.ai's key team members:

Dylan Brown: Co-Founder & President of cred.ai.
Contact Info: 1 email address
Ry Brown: Co-Founder & CEO of cred.ai.
Contact Info: 1 email address

View details of cred.ai's Founder profiles and Board Members

cred.ai's employee count trend

cred.ai has 87 employees as of Aug 26. Here is cred.ai's employee count trend over the years:

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Top competitors of cred.ai include Nubank, Revolut and Monzo. Here is the list of Top 10 competitors of cred.ai, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Nubank 2013, Sao Paulo (Brazil), Public	Provider of digital banking services, including credit cards and accounts	$2.27B	DST Global, Sequoia Capital & 39 others	89/100
2nd	Revolut 2015, London (United Kingdom), Series E	Provider of banking solutions for retail customers and businesses	$1.99B	Balderton Capital, TSG Consumer Partners ... & 149 others	86/100
3rd	Monzo 2015, United Kingdom, Series I	Provider of digital banking services including savings accounts and loans	$2.41B	Passion Capital, General Catalyst & 65 others	84/100
4th	Chime 2012, San Francisco (United States), Public	Digital bank for individuals	$3.15B	DST Global, Dragoneer Investment Group & 57 others	83/100
5th	Starling Bank 2014, London (United Kingdom), Series D	Provider of digital banking services including savings and payment accounts	$1.01B	Merian Global Investors, Goldman Sachs & 35 others	82/100
6th	Dave 2016, Los Angeles (United States), Public	Developer of a mobile banking application offering financial management tools	$63.6M	Norwest, Financial Solutions Lab & 18 others	81/100
7th	Atom bank 2014, Blyth (United Kingdom), Series F	Provider of digital savings accounts mortgages and commercial business loans	$852M	BBVA, Toscafund Asset Management & 18 others	80/100
8th	Green Dot 1999, Pasadena (United States), Acquired	Provider of mobile banking services, debit cards, and related financial products	$109M	Millennium Technology Value Partners, Tenaya Capital ... & 6 others	79/100
9th	N26 2013, Berlin (Germany), Series E	Provider of mobile banking services, including savings, investment, and crypto	$1.72B	Valar Ventures, Allianz X & 49 others	78/100
10th	Albert 2015, Los Angeles (United States), Series C	All-in-one money app for budgeting, saving, spending, and investing	$174M	500 Global, Financial Solutions Lab & 22 others	78/100
49th	cred.ai 2016, Philadelphia (United States), Series A	Digital bank for consumers	$18M	Valor Equity Partners, Darco Capital & 3 others	62/100