When was Kora founded?

Kora was founded in 2015 and raised its 1st funding round 1 year after it was founded.

Where is Kora located?

Kora is headquartered in United States.

How many employees does Kora have?

As of Aug 31, 2026, the latest employee count at Kora is 51.

Is Kora a funded company?

Kora is a funded company, having raised a total of $14.4M across 4 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Feb 02, 2016.

When was the latest funding round of Kora?

Kora's latest funding was a $***** Series A round on Mar 18, 2020, with participation from 1 investor.

Where does Kora rank among its competitors?

Kora ranks 107th amongst 606 active competitors, of which 91 are funded. It stands 8th in terms of total funding among its competitors. The most recent competitor to raise funding was Fuse, which secured $25M in Mar, 2026.

Who are the top competitors of Kora?

Kora's top competitors include FinBox, OPLinnovate and nCino. Among them, Fuse secured the most recent funding round in March, 2026.

Kora - 2026 Company Profile, Team, Funding & Competitors

Kora is a series A company based in United States, founded in 2015 by Siyun Lai. It operates as a Provider of AI-driven lending platform for income verification and underwriting. Kora has raised $14.4M in funding. The company has 606 active competitors, including 91 funded and 51 that have exited. Its top competitors include companies like FinBox, OPLinnovate and nCino.

Company Details

Provider of AI-driven lending platform for income verification and underwriting. It offers real-time cash flow analysis and fraud detection for lenders. The platform assesses no-credit and thin-file applications, incorporating gig and non-traditional income sources. It detects “Buy Now, Pay Later” and cash advance usage, flagging risky spending behavior. The platform provides underwriting and pricing decisions.

Key Metrics

Founded Year

2015

Location

United States

Stage

Series A

Total Funding

$14.4M in 4 rounds

Latest Funding Round

Series A, Mar 18, 2020, $*****

Investors

Arcadia Funds & 1 more

Ranked

107^th among 606 active competitors

Employee Count

51 as on Aug 31, 2026

Similar Companies

Fuse & 165 more

View Kora's full profile

Kora has raised a total funding of $14.4M over 4 rounds. Its first funding round was on Feb 02, 2016. Its latest funding round was a Series A round on Mar 18, 2020 for $*****. 1 investor participated in its latest round. Kora has 2 institutional investors.

Here is the list of recent funding rounds of Kora:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Mar 18, 2020	7460398	Series A	9238290	6971914	9974218	8504280
2018	1095	Conventional Debt	1152	3862	2672	Arcadia Funds
2017	1008	Angel	9800	5112	8879	5641

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View details of Kora's funding rounds and investors

The founders of Kora is Siyun Lai.

Here are the details of Kora's key team members:

Siyun Lai: Head of Product and Tech, Co-Founder of Kora and founder of 1 other company.

View details of Kora's Founder profiles and Board Members

Kora's employee count trend

Kora has 51 employees as of Aug 26. Here is Kora's employee count trend over the years:

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Top competitors of Kora include FinBox, OPLinnovate and nCino. Here is the list of Top 10 competitors of Kora, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	FinBox 2015, Bengaluru (India), Series B	Provider of infrastructure, risk intelligence, and orchestration solutions for digital lending	$51.1M	WestBridge Capital, IIFL Finance & 25 others	69/100
2nd	OPLinnovate 2015, Ahmedabad (India), Series B	White label solutions for financial institutions	$14.2M	Mobile Search Engine, Capitaworld Global ... & 28 others	67/100
3rd	nCino 2011, Wilmington (United States), Public	Provider of a platform for digitizing and reengineering financial service processes	$222M	T. Rowe Price, Salesforce Ventures & 20 others	67/100
4th	MeridianLink 1998, Costa Mesa (United States), Acquired	Loan life cycle management systems for lenders and financial institutions	-	EJF Ventures, Serent Capital	65/100
5th	Peach Finance 2018, Oakland (United States), Acquired	Software for loan life cycle management	$35.8M	Canapi Ventures, Caffeinated Capital & 2 others	65/100
6th	Perfios 2008, Bengaluru (India), Series D	Provider of AI-driven platform for financial analysis, verification, and decisioning	$435M	Bessemer Venture Partners, Warburg Pincus ... & 30 others	63/100
7th	Linedata 1998, Neuilly sur seine (France), Public	Provider of software, data, analytics, and related services for financial institutions	-	Ardian, XAnge & 4 others	63/100
8th	Finley 2021, San Francisco (United States), Acquired	Software-based credit cycle management solutions for businesses	$20.1M	CRV, Bain Capital Ventures & 7 others	62/100
9th	Casca 2023, San Francisco (United States), Series A	Provider of AI-powered loan origination system for banks	$33M	Canapi Ventures, Peterson Ventures & 9 others	62/100
10th	Fuse 2011, New York City (United States), Series A	Loan origination solutions for banks and lenders	$30.9M	Primary Venture Partner, NextView Ventures ... & 5 others	62/100
107th	Kora 2015, United States, Series A	Provider of AI-driven lending platform for income verification and underwriting	$14.4M	Arcadia Funds, Lexin	37/100