When was Oportun founded?

Oportun was founded in 2005 and raised its 1st funding round 4 years after it was founded.

Where is Oportun located?

Oportun is headquartered in Menlo Park, United States. It is registered at San Carlos, California.

How many employees does Oportun have?

As of Jun 30, 2026, the latest employee count at Oportun is 3784.

Is Oportun a funded company?

Oportun is a funded company, having raised a total of $204M across 12 funding rounds to date. The company's 1st funding round was a $***** Series A round, raised on 2009.

When was the latest funding round of Oportun?

Oportun's latest funding was a $***** Conventional Debt round on Aug 01, 2019, with participation from 0 investor.

What is the annual revenue of Oportun?

Annual revenue of Oportun is between $500M and $1B as on Dec 31, 2025

Where does Oportun rank among its competitors?

Oportun ranks 9th amongst 477 active competitors, of which 28 are funded. It stands 7th in terms of total funding among its competitors. The most recent competitor to raise funding was Avant, which secured $300M in Jul, 2026.

Who are the top competitors of Oportun?

Oportun's top competitors include SoFi, Moneylion and Avant. Among them, Avant secured the most recent funding round in July, 2026.

Oportun - 2026 Company Profile, Funding, Competitors & Financials

Oportun is a public company based in Menlo Park (United States), founded in 2005. It operates as an Online platform for consumer loans. Oportun has raised $204M in funding from investors like Greylock Partners, Fidelity Investments and CRV. The company has 477 active competitors, including 28 funded and 23 that have exited. Its top competitors include companies like SoFi, Moneylion and Avant.

Company Details

Online platform for consumer loans. It provides loans without collateral to clients using a proprietary risk scoring system. It is offering personal loans and personal credit lines with a flexible repayment plan. It helps users build their credit history by reporting customer accounts to credit bureaus. It also offers credit cards to customers for making both online and offline payments.

Website: oportun.com
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Part Of
Registered Address: San Carlos, California

Key Metrics

Founded Year

2005

Location

Menlo Park, United States

Stage

Public

Total Funding

$204M in 12 rounds

Latest Funding Round

Conventional Debt, Aug 01, 2019, $*****

Investors

Greylock Partners & 18 more

Ranked

9^th among 477 active competitors

Annual Revenue

$500M - $1B as on Dec 31, 2025

Employee Count

3,784 as on Jun 30, 2026

Investment & Acquisitions

Digit

Similar Companies

SoFi & 612 more

Exit Details

Public

View Oportun's full profile

Oportun is associated with 3 legal entities given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
OPRT DEVELOPMENT CENTER PRIVATE LIMITED CIN: U72900TN2019FTC133299 , India, Active	Dec 19, 2019	₹100 - ₹500 Cr (As on Mar 31, 2025)	122 (As on Mar 31, 2024)
OPORTUN FINANCIAL CORP CIN: 1538716 , United States, Active	Aug 29, 2011	$500M - $1B (As on Dec 31, 2025)	-	-
PROGRESS FINANCIAL CORP. CIN: 203386325 , United States, Active	Dec 31, 1999	-	708 (As on Dec 31, 2024)	-

Oportun got listed on Sep 26, 2019.

Click here to take a look at Oportun's IPO in detail

Oportun has raised a total funding of $204M over 12 rounds. Its first funding round was on 2009. Oportun has 19 institutional investors.

Here is the list of recent funding rounds of Oportun:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Aug 01, 2019	4109584	Conventional Debt	6949248	1576690	1705472	2504572
Jan 10, 2019	8170833	Conventional Debt	9426171	2074261	6137896	Jefferies & 3 more
Mar 09, 2018	1523995	Conventional Debt	3638869	6776350	7951262	7381995

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View details of Oportun's funding rounds and investors

Oportun's employee count trend

Oportun has 3,784 employees as of Jun 26. Here is Oportun's employee count trend over the years:

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Top competitors of Oportun include SoFi, Moneylion and Avant. Here is the list of Top 10 competitors of Oportun, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	SoFi 2011, San Francisco (United States), Public	Online bank offering consumer loans and insurances	$3.04B	Renren, Baseline Ventures & 77 others	87/100
2nd	Moneylion 2013, Sandy (United States), Acquired	Online platform for instant consumer loans and mobile banking	$268M	Edison Partners, Greenspring Associates & 20 others	82/100
3rd	Avant 2012, Chicago (United States), Series E	Online platform for consumer loans	$905M	August Capital, Tiger Global Management & 29 others	77/100
4th	Best Egg 2000, Wilmington (United States), Acquired	Online platform for personal loans	$300M	Invus, Hoopp & 3 others	75/100
5th	Upgrade 2016, San Francisco (United States), Series G	Provider of consumer credit and banking products	$750M	CreditEase, FirstMark & 43 others	73/100
6th	Earnest 2013, San Francisco (United States), Acquired	Direct lender for student loan refinancing and personal loans	$107M	Battery Ventures, Adams Street Partners & 24 others	71/100
7th	LendingPoint 2014, Atlanta (United States), Series B	Personal loans provider offering financial solutions with proprietary technology and AI	$325M	MidCap Financial, Apollo Investment Corporation ... & 5 others	68/100
8th	Atlanticus Holdings 1996, Atlanta (United States), Public	Provider of credit cards for individuals and businesses	-	UBS, JPMorgan Chase & 1 others	67/100
9th	Oportun 2005, Menlo Park (United States), Public	Online platform for consumer loans	$204M	Glynn Capital, Catapult & 17 others	63/100
10th	OppFi 2009, Chicago (United States), Public	Online marketplace for consumer loans	-	FG Ventures, Atalaya Capital Management	62/100