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Oportun - About the company

Oportun is a public company based in Menlo Park (United States), founded in 2005. It operates as an Online platform for consumer loans. Oportun has raised $204M in funding from investors like Greylock Partners, Fidelity Investments and CRV. The company has 489 active competitors, including 28 funded and 25 that have exited. Its top competitors include companies like SoFi, Moneylion and Avant.

Company Details

Online platform for consumer loans. It provides loans without collateral to clients using a proprietary risk scoring system. It is offering personal loans and personal credit lines with a flexible repayment plan. It helps users build their credit history by reporting customer accounts to credit bureaus. It also offers credit cards to customers for making both online and offline payments.
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Part Of
Registered Address
San Carlos, California
Key Metrics
Founded Year
2005
Location
Menlo Park, United States
Stage
Public
Total Funding
$204M in 12 rounds
Ranked
Annual Revenue
$500M - $1B as on Dec 31, 2025
Employee Count
3,812 as on Sep 30, 2026
Investment & Acquisitions
Similar Companies
Exit Details
Public

Oportun's IPO details

Oportun got listed on Sep 26, 2019.
Click here to take a look at Oportun's IPO in detail
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Oportun's funding and investors

Oportun has raised a total funding of $204M over 12 rounds. Its first funding round was on 2009. Oportun has 19 institutional investors.

Here is the list of recent funding rounds of Oportun:lockFilter this list
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Aug 01, 2019
6723961
Conventional Debt
6581310
6365884
4476240
6801514
Jan 10, 2019
7688539
Conventional Debt
2144308
9354076
5640483
Mar 09, 2018
2093604
Conventional Debt
4813193
9242849
8149244
2423685
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Oportun's founders and board of directors

Founder? Claim Profile

Oportun's employee count trend

Oportun has 3,812 employees as of Sep 26. Here is Oportun's employee count trend over the years:
Employee count trend for Oportun
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Oportun's Competitors and alternates

Top competitors of Oportun include SoFi, Moneylion and Avant. Here is the list of Top 10 competitors of Oportun, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for SoFi
SoFi
2011, San Francisco (United States), Public
Online bank offering consumer loans and insurances
$3.04B
86/100
2nd
Logo for Moneylion
Moneylion
2013, Sandy (United States), Acquired
Online platform for instant consumer loans and mobile banking
$268M
82/100
3rd
Logo for Avant
Avant
2012, Chicago (United States), Series E
Online platform for consumer loans
$905M
77/100
4th
Logo for Best Egg
Best Egg
2000, Wilmington (United States), Acquired
Online platform for personal loans
$300M
75/100
5th
Logo for Upgrade
Upgrade
2016, San Francisco (United States), Acquired
Provider of consumer credit and banking products
$750M
74/100
6th
Logo for Earnest
Earnest
2013, San Francisco (United States), Acquired
Direct lender for student loan refinancing and personal loans
$107M
71/100
7th
Logo for LendingPoint
LendingPoint
2014, Atlanta (United States), Series B
Personal loans provider offering financial solutions with proprietary technology and AI
$325M
69/100
8th
Logo for Atlanticus Holdings
Atlanticus Holdings
1996, Atlanta (United States), Public
Provider of credit cards for individuals and businesses
-
67/100
9th
Logo for Branch
Branch
2015, Mumbai (India), Series C
Short term lending mobile application
$101M
64/100
10th
Logo for Oportun
Oportun
2005, Menlo Park (United States), Public
Online platform for consumer loans
$204M
65/100
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Oportun's Investments and acquisitions

Oportun has acquired Digit. Oportun has not made any investments as of now.

Reports related to Oportun

Here is the latest report on Oportun's sector:

News related to Oportun

lockFilter this list
Media has covered Oportun for a total of 20 events in the last 1 year, 7 of them have been about company updates and 5 about people movement.
•
Oportun Names Bill Franklin as Chief Financial OfficerGlobeNewswire•Sep 08, 2026•Oportun
•
Oportun Appoints Sean Rowles as Chief Risk OfficerGlobeNewswire•Jun 16, 2026•Oportun
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FAQs about Oportun

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