When was Wiseco founded?

Wiseco was founded in 2014 and raised its 1st funding round 4 years after it was founded.

Where is Wiseco located?

Wiseco is headquartered in Beijing, China.

How many employees does Wiseco have?

As of Apr 30, 2026, the latest employee count at Wiseco is 10.

Is Wiseco a funded company?

Wiseco is a funded company, having raised a total of $109M across 2 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Jul 30, 2018.

When was the latest funding round of Wiseco?

Wiseco's latest funding was a $***** Series A round on May 31, 2019, with participation from 4 investors. Its primary sector is Alternative Lending. In China, the Alternative Lending sector has seen $220M in funding in 2026 to date.

Where does Wiseco rank among its competitors?

Wiseco ranks 62nd amongst 321 active competitors, of which 86 are funded. It stands 3rd in terms of total funding among its competitors. The most recent competitor to raise funding was Zest AI, which secured an undisclosed amount in Nov, 2025.

Who are the top competitors of Wiseco?

Wiseco's top competitors include Borrowell, Juvo and Nova Credit. Among them, Zest AI secured the most recent funding round in November, 2025.

Wiseco - 2026 Company Profile, Team, Funding & Competitors

Wiseco is a series A company based in Beijing (China), founded in 2014 by Chen Jian, Huang Jian and Huang Yue. It operates as a Credit assessment solutions. Wiseco has raised $109M in funding from investors like Sino-Ocean, Boya Capital Partners and Huagai Capital. The company has 321 active competitors, including 86 funded and 30 that have exited. Its top competitors include companies like Borrowell, Juvo and Nova Credit.

Company Details

Wise Technology provides credit assessment solutions based on big data, artificial intelligence and cloud computing technologies. It utilizes call behaviour, location behaviour, mobile application behaviour, and more to predict the level of fraud risk. Financial institutions can develop credit strategies and optimize collection operations using the borrower's information through the development of intelligent models and strategies.

Website: wisecotech.com
Email ID: *****@wisecotech.com
Phone Number: +86 **********

Key Metrics

Founded Year

2014

Location

Beijing, China

Stage

Series A

Total Funding

$109M in 2 rounds

Latest Funding Round

Series A, May 31, 2019, $*****

Investors

Sino-Ocean & 4 more

Ranked

62^nd among 321 active competitors

Employee Count

10 as on Apr 30, 2026

Similar Companies

Cleo & 2135 more

View Wiseco's full profile

Wiseco has raised a total funding of $109M over 2 rounds. Its first funding round was on Jul 30, 2018. Its latest funding round was a Series A round on May 31, 2019 for $*****. 4 investors participated in its latest round. Wiseco has 5 institutional investors.

Here is the list of recent funding rounds of Wiseco:

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
May 31, 2019	2409993	Series A	8464286	9437224	5409012	3798042
Jul 30, 2018	8964777	Seed	2225543	5494132	Boya Capital Partners & 1 more	1202365

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View details of Wiseco's funding rounds and investors

The founders of Wiseco are Chen Jian, Huang Jian and Huang Yue.

Here are the details of Wiseco's key team members:

Chen Jian: Co-Founder of Wiseco.
Huang Jian: Co-Founder of Wiseco.
Huang Yue: Co-Founder of Wiseco.

View details of Wiseco's Founder profiles and Board Members

Wiseco's employee count trend

Wiseco has 10 employees as of Apr 26. Here is Wiseco's employee count trend over the years:

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Top competitors of Wiseco include Borrowell, Juvo and Nova Credit. Here is the list of Top 10 competitors of Wiseco, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Borrowell 2014, Toronto (Canada), Series B	Provider of a credit monitoring and financial products comparison platform	$53.6M	Equitable Bank, White Star Capital & 28 others	76/100
2nd	Juvo 2014, San Francisco (United States), Series B	Alternative credit soring solutions based on mobile data transactions	$59.3M	Wing Venture Capital, New Enterprise Associates ... & 14 others	72/100
3rd	Nova Credit 2016, San Francisco (United States), Series D	Provider of unified consumer credit data infrastructure and analytics platform	$156M	Kleiner Perkins, Financial Solutions Lab ... & 35 others	71/100
4th	Scienaptic 2014, New York City (United States), Series A	Provider of an AI-powered credit decisioning platform for financial institutions	$9.89M	TVS Motor Company, 4Front Credit Union & 7 others	71/100
5th	Nithio 2017, Washington, DC (United States), Series B	Analytics & financial solutions for the distributed solar energy sectors	$63.8M	ElectriFI, The Rise Fund & 12 others	68/100
6th	Zest AI 2009, Burbank (United States), Series D	Provider of AI-enabled credit risk assessment platform	$319M	Insight Partners, SchoolsFirst Federal Credit Union ... & 30 others	67/100
7th	Demyst 2010, New York City (United States), Acquired	Provider of a platform for external data management and access	$64.5M	Accion, MissionOG & 13 others	65/100
8th	Taktile 2020, Berlin (Germany), Series B	Provider of an agentic decision platform for financial service applications	$78.8M	Index Ventures, Tiger Global Management & 19 others	64/100
9th	Braviant Holdings 2014, Chicago (United States), Series A	Credit assessment solutions for individuals and businesses	$7.1M	Keystone, Loom Capital Group	60/100
10th	CRS 2016, Huntington Beach (United States), Seed	Credit reporting API solutions for lenders	$1M	IA Capital Group, Fresh Ventures & 3 others	59/100
62nd	Wiseco 2014, Beijing (China), Series A	Credit assessment solutions	$109M	Huagai Capital, Hua Chuang Capital & 3 others	40/100