About FinTech sector in United States
The FinTech sector in United States comprises 46.8K companies, including 13.1K funded companies having collectively raised $468B in venture capital money and private equity. Out of these, 6.48K are Series A+ funded, and 201 have achieved unicorn status.
FinTech sector in United States has seen 3.44K acquisitions and 340 IPOs. This represents almost 8.1% of all such companies - which is higher than the 5.0% exit rate of tech companies in general.
This sector includes companies offering tech-enabled financial services and IT infrastructure and software for offering and managing financial services.
FinTech sector is also known as BFSI Tech.
Companies included in FinTech
Companies providing tech solutions to provide financial services like lending, banking, fundraising, insurance, etc.Companies excluded in FinTech
Companies offering traditional financial services like Banks, NBFCs, Insurance Carriers, etc.Top FinTech Companies in United States
There are more than 46.8K companies in FinTech in United States. Circle is the top FinTech company in United States, ranked using Tracxn Score (what's this?).
Here are 5 of the top FinTech companies in United States:
Company | Description | Location | Founded | Current Stage | Private Funding Raised |
|---|---|---|---|---|---|
Cross-border payment solution for businesses focusing on cryptocurrency | Boston (United States) | 2013 | Public | $1.5B | |
Broker-based online trading and investment platform | Menlo Park (United States) | 2013 | Public | $5.73B | |
Provider of a cloud-based platform offering payroll, benefits, and HR solutions | San Francisco (United States) | 2012 | Series E | $718M | |
SaaS-based corporate travel and expense management solution for businesses | Palo Alto (United States) | 2015 | Public | $1.58B | |
Provider of solutions for global payments, workforce management, and related services | New York City (United States) | 2005 | Public | $269M |
Companies founded year-on-year in the FinTech sector in United States
4,879 FinTech startups in United States were founded in 2021 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | - |
2025 | 308 |
2024 | 1,491 |
2023 | 2,610 |
2022 | 3,265 |
2021 | 4,879 |
2020 | 3,895 |
2019 | 3,462 |
2018 | 3,539 |
2017 | 2,815 |
Stage-wise distribution of FinTech sector companies in United States
Out of the total 46,783 FinTech companies in United States, 13,051 have secured funding. Among them, 6,481 have reached Series A or higher, and 4,967 to Series B or beyond.
Founded - 46,783
Funded - 13,051
Series A+ - 6,481
Series B+ - 4,967
Series C+ - 4,319
Company Stage | No. of companies |
|---|---|
Founded | 46,783 |
Funded | 13,051 |
Series A+ | 6,481 |
Series B+ | 4,967 |
Series C+ | 4,319 |
Let us walk you through our Sectors and other offerings
Designed with precision for VCs, PE, IBs, Incubators, M&A, Innovation more
Designed with precision for VCs, PE, IBs, Incubators, M&A, Innovation more
Funding Trends in the FinTech sector in United States
Total funding year-on-year in the FinTech sector in United States
The FinTech sector in United States saw a total funding of more than $397B in the last 10 years. The most amount of funding was in 2021 at more than $89.5B.
- Total Funding
Year | Total Funding |
|---|---|
2025 | $34.1B |
2024 | $23.9B |
2023 | $30.4B |
2022 | $53.5B |
2021 | $89.5B |
2020 | $36.1B |
2019 | $38.4B |
2018 | $42.9B |
2017 | $23.7B |
Recent Funding Rounds in FinTech in United States
In the year 2026, till January 2026, FinTech companies in United States have raised $157M in equity funding across 8 rounds.
In the same period last year (i.e. till January 2025), FinTech companies in United States had raised $1.08B across 95 rounds.
So, 2026 has seen a 85.49% drop in funding in FinTech companies in United States as compared to 2025.
Here are some recent, important funding rounds in FinTech companies in United States:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
Series B | 8798 | Jan 09, 2026 | ||
Series A | 9775 | Jan 09, 2026 | and 9 more | |
Series A | 9480 | Jan 08, 2026 | ||
Series A | 8431 | Jan 08, 2026 | ||
Series B | 6805 | Jan 07, 2026 |
Top Investors in FinTech in United States
Y Combinator is the top investor in FinTech companies in United States based on number of companies invested.
Here are some top investors in FinTech companies in United States:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Mountain View (United States) | ||
New York City (United States) | ||
Ho Chi Minh City (Vietnam) | ||
Sunnyvale (United States) | ||
Washington, DC (United States) |
_1584095064231.png?devicePixelRatio=2&height=20&width=20){kind=logo}
M&A activity in FinTech sector in United States
In the year 2026, till January 2026, 7 acquisitions happened in FinTech sector in United States. Last year, in 2025, a total of 308 acquisitions happened in FinTech sector in United States.
Here are some recent, important acquisitions in FinTech sector in United States:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Jan 08, 2026 | ||
Business Acquisition | Jan 07, 2026 | ||
Business Acquisition | Jan 07, 2026 | ||
Business Acquisition | Jan 07, 2026 | ||
Business Acquisition | Jan 06, 2026 |
Acquisition trends in FinTech sector in United States
Here are the acquisition trends in FinTech sector in United States:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | - |
2025 | 306 |
2024 | 287 |
2023 | 218 |
2022 | 329 |
2021 | 463 |
2020 | 267 |
2019 | 245 |
2018 | 289 |
2017 | 237 |
IPOs in FinTech in United States
In the year 2025, till December 2025, 14 IPOs happened in FinTech sector in United States.
Here are some recent, important IPOs in FinTech sector in United States:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Dec 12, 2025 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Nov 05, 2025 | New York Stock Exchange (NYSE) | |
Oct 30, 2025 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Oct 01, 2025 | New York Stock Exchange (NYSE) | |
Sep 19, 2025 | Singapore stock exchange. ( SGX) |
Colleges which produce the most FinTech companies in United States
Companies founded by alumni from top colleges in the FinTech in United States
Most number of FinTech startups in United States have been founded by alumni from Stanford University, Harvard University and University of Pennsylvania.
College | No. of companies |
|---|---|
Stanford University | 572 |
Harvard University | 510 |
University of Pennsylvania | 370 |
University of California (Berkeley) | 353 |
Massachusetts Institute of Technology | 334 |
Columbia University | 269 |
Harvard Business School | 260 |
Wharton School | 250 |
Cornell University | 213 |
Stanford Business School | 182 |
Total funding in FinTech companies founded by alumni from top colleges in United States
In the last 10 years, Stanford University graduates' FinTech companies in United States have raised the most funding among top colleges. Harvard University alumni are second, and Massachusetts Institute of Technology alumni are third.
College | Total Funding |
|---|---|
Stanford University | $54B |
Harvard University | $42.3B |
Massachusetts Institute of Technology | $26.8B |
Stanford Business School | $24.3B |
Harvard Business School | $16.9B |
University of California (Berkeley) | $16.8B |
Cornell University | $15.7B |
University of Pennsylvania | $15.2B |
Wharton School | $14.3B |
Tel Aviv University | $13.6B |
Top News in FinTech in United States
•
Bitwise files for 11 'strategy' ETFs, tracking tokens including AAVE, ZEC, TAOCoinDesk•Dec 31, 2025•Grayscale, Bitwise
•
XFC Parent Xtreme One Entertainment Launches Capital RaiseGlobeNewswire•Dec 31, 2025•Xtremeone, OTC Markets Group
•
AvidXchange Empowers ERP Partners with Accounts Payable as a ServiceGlobal FinTech Series•Dec 30, 2025•AvidXchange
•
Grayscale files for first U.S. Bittensor ETP amid decentralized AI surgeCoinDesk•Dec 30, 2025•Grayscale
•
•
Experian Wins Dataiku Frontrunner Award for AI-Driven Marketplace PlatformBusiness Wire•Dec 29, 2025•Experian
•
•
Amplify ETFs Launches Stablecoin and Tokenization Technology ETFsGlobeNewswire•Dec 23, 2025•Amplify ETFs
•
Shift4 Launches Global Stablecoin Settlement Platform, Unlocking Faster Payments for MerchantsBusiness Wire•Dec 22, 2025•Shift4
•
