About FinTech sector in United States
The FinTech sector in United States comprises 55.4K companies, including 13.5K funded companies having collectively raised $475B in venture capital money and private equity. Out of these, 6.69K are Series A+ funded, and 219 have achieved unicorn status.
FinTech sector in United States has seen 3.51K acquisitions and 407 IPOs. This represents almost 7.1% of all such companies - which is higher than the 4.0% exit rate of tech companies in general.
This sector includes companies providing tech-enabled financial services and IT infrastructure and software for offering and managing financial services.
FinTech sector is also known as BFSI Tech.
Companies providing tech solutions to provide financial services like lending, banking, fundraising, insurance, etc are included in this sector. Companies offering traditional financial services like Banks, NBFCs, Insurance Carriers, etc are excluded.
Top FinTech Companies in United States
There are 55,420 FinTech startups in United States which include Robinhood, Circle, Roblox, Coinbase, PayPal. Out of these, 13,460 startups are funded, with 6,694 having secured Series A+ funding, and 219 achieving unicorn status.
2026 has seen the creation of 849 FinTech startups in United States. Over the past 10 years, an average of 3,020 new companies have been launched annually. Notably, several of these startups have been founded by alumni of Stanford University, Harvard University and Massachusetts Institute of Technology.
Here is the list of top FinTech startups in United States
1. Robinhood
Broker-based online trading and investment platform. It offers tools for building investment strategies and tracking market trends. It facilitates trading in stocks, funds, options, and crypto assets. Expert-managed portfolios are available, providing market insights and investment adjustments. The company also provides educational resources to improve investor knowledge.
Key facts about Robinhood
- Founded Year: 2013
- Location: Menlo Park (United States)
- Stage: Public
- Total Funding till date: $5.58B
- Investors: DST Global, Sequoia Capital and 155 Others
- Latest Funding Round: Post IPO, May 13, 2022, $*****
- Tracxn Score: 89/100 What is this?
- Competitors Rank: 1 of 2,596 Competitors
2. Circle
Cross-border payment solution for businesses focusing on cryptocurrency. It offers a payments API for payment processing, a payouts API for global payouts solutions, and more. The mobile application is available for Android users.
Key facts about Circle
- Founded Year: 2013
- Location: Boston (United States)
- Stage: Public
- Total Funding till date: $1.51B
- Investors: Coinbase, Fin Capital and 57 Others
- Latest Funding Round: Post IPO, Sep 22, 2026, $*****
- Tracxn Score: 88/100 What is this?
- Competitors Rank: 1 of 568 Competitors
3. Roblox
Online gaming platform for developing web and mobile games. The platform enables its users to create its own games through simple drag and drop mechanisms. It has developed Roblox an action game. It generates revenue through virtual purchases in-game by the use of a virtual currency Robux. The platform follows a revenue share model for game developers.
Key facts about Roblox
- Founded Year: 2004
- Location: San Mateo (United States)
- Stage: Public
- Total Funding till date: $918M
- Investors: First Round Capital, Altos Ventures Management and 22 Others
- Latest Funding Round: Series H, Jan 06, 2021, $*****
- Tracxn Score: 87/100 What is this?
- Competitors Rank: 1 of 775 Competitors
4. Coinbase
Online platform for crypto portfolio. It offers solutions for consumers such as regular trading platforms, wallets for storing cryptocurrencies, crypto exchanges, USD-backed stable coins, and more. It also provides solutions for businesses such as custodian services, crypto-based payment acceptance solutions, and more.
Key facts about Coinbase
- Founded Year: 2012
- Location: San Francisco (United States)
- Stage: Public
- Total Funding till date: $547M
- Investors: Pritzker Group, Mitsubishi UFJ Capital and 148 Others
- Latest Funding Round: Post IPO, Aug 13, 2021, $*****
- Tracxn Score: 87/100 What is this?
- Competitors Rank: 1 of 4,412 Competitors
5. PayPal
Provider of online payment solutions, money transfers, and virtual wallets. It facilitates online transactions for individuals and businesses. It offers tools for online checkout, payment links, and invoicing. The platform provides risk management, dispute management, and reporting tools. It allows users to send and receive payments.
Key facts about PayPal
- Founded Year: 1998
- Location: United States
- Stage: Public
- Total Funding till date: $216M
- Investors: Credit Agricole, MDP and 29 Others
- Latest Funding Round: Post IPO, Jul 26, 2022, $*****
- Tracxn Score: 87/100 What is this?
- Competitors Rank: 1 of 8,139 Competitors
Companies founded year-on-year in the FinTech sector in United States
849 new startups have been founded so far in 2026 in the FinTech sector in United States. 5,116 FinTech startups in United States were founded in 2021 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | 849 |
2025 | 1,266 |
2024 | 2,105 |
2023 | 3,047 |
2022 | 3,521 |
2021 | 5,116 |
2020 | 4,033 |
2019 | 3,601 |
2018 | 3,703 |
2017 | 2,962 |
Stage-wise distribution of FinTech sector companies in United States
Out of the total 55,420 FinTech companies in United States, 13,460 have secured funding. Among them, 6,694 have reached Series A or higher, and 5,110 to Series B or beyond.
Founded - 55,420
Funded - 13,460
Series A+ - 6,694
Series B+ - 5,110
Series C+ - 4,453
Company Stage | No. of companies |
|---|---|
Founded | 55,420 |
Funded | 13,460 |
Series A+ | 6,694 |
Series B+ | 5,110 |
Series C+ | 4,453 |
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Funding Trends in the FinTech sector in United States
Total funding year-on-year in the FinTech sector in United States
The FinTech sector in United States saw a total funding of more than $382B in the last 10 years. The most amount of funding was in 2021 at more than $86.2B. There has been a total funding of $26.1B in 2026 till date.
- Total Funding
Year | Total Funding |
|---|---|
2026 | $26.1B |
2025 | $33.5B |
2024 | $25.5B |
2023 | $30.9B |
2022 | $51B |
2021 | $86.2B |
2020 | $34.9B |
2019 | $34.8B |
2018 | $36B |
2017 | $23.4B |
Recent Funding Rounds in FinTech in United States
In the year 2026, till September 2026, FinTech companies in United States have raised $17.2B in equity funding across 670 rounds.
In the same period last year (i.e. till September 2025), FinTech companies in United States had raised $17.1B across 864 rounds.
So, 2026 has seen a 0.67% rise in funding in FinTech companies in United States as compared to 2025.
Here are some recent, important funding rounds in FinTech companies in United States:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
Series F | 8215 | Sep 30, 2026 | ||
Seed | 4938 | Sep 30, 2026 | ||
Series B | 3439 | Sep 30, 2026 | ||
Seed | 3685 | Sep 29, 2026 | ||
Seed | 6132 | Sep 29, 2026 |
Top Investors in FinTech in United States
Y Combinator is the top investor in FinTech companies in United States based on number of companies invested.
Here are some top investors in FinTech companies in United States:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Mountain View (United States) | ||
New York City (United States) | ||
Ho Chi Minh City (Vietnam) | ||
Sunnyvale (United States) | ||
New York City (United States) |
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M&A activity in FinTech sector in United States
In the year 2026, till September 2026, 168 acquisitions happened in FinTech sector in United States. Last year, in 2025, a total of 306 acquisitions happened in FinTech sector in United States.
Here are some recent, important acquisitions in FinTech sector in United States:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Sep 30, 2026 | ||
Business Acquisition | Sep 30, 2026 | ||
Business Acquisition | Sep 28, 2026 | ||
Business Acquisition | Sep 28, 2026 | ||
Business Acquisition | Sep 25, 2026 |
Acquisition trends in FinTech sector in United States
Here are the acquisition trends in FinTech sector in United States:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | 168 |
2025 | 306 |
2024 | 278 |
2023 | 212 |
2022 | 319 |
2021 | 445 |
2020 | 262 |
2019 | 234 |
2018 | 281 |
2017 | 231 |
IPOs in FinTech in United States
In the year 2026, till September 2026, 5 IPOs happened in FinTech sector in United States.
Here are some recent, important IPOs in FinTech sector in United States:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Sep 18, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Jun 23, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Feb 20, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Jan 29, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Jan 22, 2026 | New York Stock Exchange (NYSE) |
Colleges which produce the most FinTech companies in United States
Companies founded by alumni from top colleges in the FinTech in United States
Most number of FinTech startups in United States have been founded by alumni from Stanford University, Harvard University and Massachusetts Institute of Technology.
College | No. of companies |
|---|---|
Stanford University | 559 |
Harvard University | 458 |
Massachusetts Institute of Technology | 338 |
University of Pennsylvania | 328 |
University of California (Berkeley) | 299 |
Harvard Business School | 273 |
Columbia University | 232 |
Cornell University | 213 |
University of California (Los Angeles) | 213 |
Wharton School | 195 |
Total funding in FinTech companies founded by alumni from top colleges in United States
In the last 10 years, Stanford University graduates' FinTech companies in United States have raised the most funding among top colleges. Harvard University alumni are second, and Massachusetts Institute of Technology alumni are third.
College | Total Funding |
|---|---|
Stanford University | $53.6B |
Harvard University | $30.4B |
Massachusetts Institute of Technology | $26.8B |
Stanford Business School | $25B |
University of California (Los Angeles) | $20.5B |
University of California (Berkeley) | $15.4B |
University of Pennsylvania | $14.2B |
Harvard Business School | $14.2B |
Wharton School | $13.4B |
Tel Aviv University | $12.7B |
Top News in FinTech in United States
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Applied Systems Announces Increased Adoption Among Top U.S. Insurance BrokeragesGlobeNewswire•Sep 30, 2026•Applied
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Trintech Launches Three New AI Agents to Advance Governed Autonomous FinanceGlobal Fintech Series•Sep 29, 2026•Trintech
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Applied Systems Launches Epic Conductor, an AI Platform for Insurance Agency WorkflowsGlobeNewswire•Sep 29, 2026•Applied
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Experian Launches Cashflow Attributes for Commercial LendersGlobal Fintech Series•Sep 29, 2026•Experian
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