About FinTech sector in United States
The FinTech sector in United States comprises 51.2K companies, including 13.4K funded companies having collectively raised $470B in venture capital money and private equity. Out of these, 6.67K are Series A+ funded, and 217 have achieved unicorn status.
FinTech sector in United States has seen 3.48K acquisitions and 411 IPOs. This represents almost 7.6% of all such companies - which is higher than the 4.5% exit rate of tech companies in general.
This sector includes companies providing tech-enabled financial services and IT infrastructure and software for offering and managing financial services.
FinTech sector is also known as BFSI Tech.
Companies providing tech solutions to provide financial services like lending, banking, fundraising, insurance, etc are included in this sector. Companies offering traditional financial services like Banks, NBFCs, Insurance Carriers, etc are excluded.
Top FinTech Companies in United States
There are 51,222 FinTech startups in United States which include Circle, Robinhood, Roblox, Coinbase, PayPal. Out of these, 13,398 startups are funded, with 6,667 having secured Series A+ funding, and 217 achieving unicorn status.
2026 has seen the creation of 511 FinTech startups in United States. Over the past 10 years, an average of 2,845 new companies have been launched annually. Notably, several of these startups have been founded by alumni of Stanford University, Harvard University and University of Pennsylvania.
Here is the list of top FinTech startups in United States
1. Circle
Cross-border payment solution for businesses focusing on cryptocurrency. It offers a payments API for payment processing, a payouts API for global payouts solutions, and more. The mobile application is available for Android users.
Key facts about Circle
- Founded Year: 2013
- Location: Boston (United States)
- Stage: Public
- Total Funding till date: $1.51B
- Investors: Fin Capital, Digital Currency Group and 55 Others
- Latest Funding Round: Series E, Aug 22, 2023, $*****
- Tracxn Score: 88/100 What is this?
- Competitors Rank: 1 of 540 Competitors
2. Robinhood
Broker-based online trading and investment platform. It offers tools for building investment strategies and tracking market trends. It facilitates trading in stocks, funds, options, and crypto assets. Expert-managed portfolios are available, providing market insights and investment adjustments. The company also provides educational resources to improve investor knowledge.
Key facts about Robinhood
- Founded Year: 2013
- Location: Menlo Park (United States)
- Stage: Public
- Total Funding till date: $5.73B
- Investors: DST Global, Sequoia Capital and 151 Others
- Latest Funding Round: Post IPO, May 13, 2022, $*****
- Tracxn Score: 88/100 What is this?
- Competitors Rank: 2 of 1,434 Competitors
3. Roblox
Online gaming platform for developing web and mobile games. The platform enables its users to create its own games through simple drag and drop mechanisms. It has developed Roblox an action game. It generates revenue through virtual purchases in-game by the use of a virtual currency Robux. The platform follows a revenue share model for game developers.
Key facts about Roblox
- Founded Year: 2004
- Location: San Mateo (United States)
- Stage: Public
- Total Funding till date: $918M
- Investors: First Round Capital, Altos Ventures Management and 21 Others
- Latest Funding Round: Series H, Jan 06, 2021, $*****
- Tracxn Score: 87/100 What is this?
- Competitors Rank: 1 of 665 Competitors
4. Coinbase
Online platform for crypto portfolio. It offers solutions for consumers such as regular trading platforms, wallets for storing cryptocurrencies, crypto exchanges, USD-backed stable coins, and more. It also provides solutions for businesses such as custodian services, crypto-based payment acceptance solutions, and more.
Key facts about Coinbase
- Founded Year: 2012
- Location: San Francisco (United States)
- Stage: Public
- Total Funding till date: $547M
- Investors: Pritzker Group, Mitsubishi UFJ Capital and 146 Others
- Latest Funding Round: Post IPO, Aug 13, 2021, $*****
- Tracxn Score: 87/100 What is this?
- Competitors Rank: 1 of 4,265 Competitors
5. PayPal
Provider of online payment solutions, money transfers, and virtual wallets. It facilitates online transactions for individuals and businesses. It offers tools for online checkout, payment links, and invoicing. The platform provides risk management, dispute management, and reporting tools. It allows users to send and receive payments.
Key facts about PayPal
- Founded Year: 1998
- Location: United States
- Stage: Public
- Total Funding till date: $216M
- Investors: Credit Agricole, MDP and 29 Others
- Latest Funding Round: Post IPO, Jul 26, 2022, $*****
- Tracxn Score: 87/100 What is this?
- Competitors Rank: 1 of 1,875 Competitors
Companies founded year-on-year in the FinTech sector in United States
511 new startups have been founded so far in 2026 in the FinTech sector in United States. 5,060 FinTech startups in United States were founded in 2021 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | 511 |
2025 | 643 |
2024 | 1,719 |
2023 | 2,889 |
2022 | 3,440 |
2021 | 5,060 |
2020 | 4,037 |
2019 | 3,572 |
2018 | 3,662 |
2017 | 2,918 |
Stage-wise distribution of FinTech sector companies in United States
Out of the total 51,222 FinTech companies in United States, 13,398 have secured funding. Among them, 6,667 have reached Series A or higher, and 5,099 to Series B or beyond.
Founded - 51,222
Funded - 13,398
Series A+ - 6,667
Series B+ - 5,099
Series C+ - 4,441
Company Stage | No. of companies |
|---|---|
Founded | 51,222 |
Funded | 13,398 |
Series A+ | 6,667 |
Series B+ | 5,099 |
Series C+ | 4,441 |
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Funding Trends in the FinTech sector in United States
Total funding year-on-year in the FinTech sector in United States
The FinTech sector in United States saw a total funding of more than $377B in the last 10 years. The most amount of funding was in 2021 at more than $86.6B. There has been a total funding of $17.7B in 2026 till date.
- Total Funding
Year | Total Funding |
|---|---|
2026 | $17.7B |
2025 | $33.1B |
2024 | $25.1B |
2023 | $31.2B |
2022 | $51.2B |
2021 | $86.6B |
2020 | $35.3B |
2019 | $34.9B |
2018 | $38.8B |
2017 | $23.3B |
Recent Funding Rounds in FinTech in United States
In the year 2026, till July 2026, FinTech companies in United States have raised $13.1B in equity funding across 520 rounds.
In the same period last year (i.e. till July 2025), FinTech companies in United States had raised $13.4B across 680 rounds.
So, 2026 has seen a 1.87% drop in funding in FinTech companies in United States as compared to 2025.
Here are some recent, important funding rounds in FinTech companies in United States:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
Series D | 9539 | Jul 30, 2026 | ||
Series A | 7084 | Jul 29, 2026 | ||
Series B | 1362 | Jul 29, 2026 | and 3 more | |
Seed | 3584 | Jul 28, 2026 | ||
Seed | 6636 | Jul 28, 2026 | - |
Top Investors in FinTech in United States
Y Combinator is the top investor in FinTech companies in United States based on number of companies invested.
Here are some top investors in FinTech companies in United States:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Mountain View (United States) | ||
New York City (United States) | ||
Ho Chi Minh City (Vietnam) | ||
Sunnyvale (United States) | ||
New York City (United States) |
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M&A activity in FinTech sector in United States
In the year 2026, till July 2026, 138 acquisitions happened in FinTech sector in United States. Last year, in 2025, a total of 307 acquisitions happened in FinTech sector in United States.
Here are some recent, important acquisitions in FinTech sector in United States:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Jul 30, 2026 | ||
Business Acquisition | Jul 29, 2026 | ||
Business Acquisition | Jul 28, 2026 | ||
Business Acquisition | Jul 22, 2026 | ||
Business Acquisition | Jul 17, 2026 |
Acquisition trends in FinTech sector in United States
Here are the acquisition trends in FinTech sector in United States:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | 138 |
2025 | 307 |
2024 | 277 |
2023 | 212 |
2022 | 317 |
2021 | 447 |
2020 | 261 |
2019 | 239 |
2018 | 282 |
2017 | 232 |
IPOs in FinTech in United States
In the year 2026, till June 2026, 4 IPOs happened in FinTech sector in United States.
Here are some recent, important IPOs in FinTech sector in United States:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Jun 23, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Feb 20, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Jan 29, 2026 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Jan 22, 2026 | New York Stock Exchange (NYSE) | |
Dec 30, 2025 | New York Stock Exchange (NYSE) |
Colleges which produce the most FinTech companies in United States
Companies founded by alumni from top colleges in the FinTech in United States
Most number of FinTech startups in United States have been founded by alumni from Stanford University, Harvard University and University of Pennsylvania.
College | No. of companies |
|---|---|
Stanford University | 467 |
Harvard University | 417 |
University of Pennsylvania | 293 |
Massachusetts Institute of Technology | 267 |
University of California (Berkeley) | 266 |
Harvard Business School | 232 |
Columbia University | 207 |
Wharton School | 186 |
Cornell University | 173 |
University of California (Los Angeles) | 166 |
Total funding in FinTech companies founded by alumni from top colleges in United States
In the last 10 years, Stanford University graduates' FinTech companies in United States have raised the most funding among top colleges. Harvard University alumni are second, and Massachusetts Institute of Technology alumni are third.
College | Total Funding |
|---|---|
Stanford University | $50.1B |
Harvard University | $30.2B |
Massachusetts Institute of Technology | $26.1B |
Stanford Business School | $25.1B |
University of California (Los Angeles) | $18.6B |
University of California (Berkeley) | $14.9B |
Harvard Business School | $14.1B |
University of Pennsylvania | $12.1B |
Wharton School | $10.7B |
University of Chicago | $9.72B |
Top News in FinTech in United States
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Applied Systems Named to CNBC's World's Top Fintech Companies 2026 ListGlobeNewswire•Jul 31, 2026•Applied
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CCC Intelligent Solutions Holdings Inc. Announces Second Quarter 2026 Financial ResultsGlobeNewswire•Jul 30, 2026•CCC
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Onafriq and Privy Partner to Enhance B2B Stablecoin Infrastructure in AfricaTechMoran•Jul 30, 2026•Privy, Onafriq
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LendingTree Reports Strong Q2 2026 Results Driven by Insurance SegmentPR Newswire•Jul 30, 2026•LendingTree
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Leverage Shares by Themes Launches ELOL, the Leverage Shares 100% TSLA and 100% SpaceX Daily ETFGlobeNewswire•Jul 30, 2026•Themes ETFs
