When was LendingUSA founded?

LendingUSA was founded in 2015 and raised its 1st funding round 2 years after it was founded.

Where is LendingUSA located?

LendingUSA is headquartered in Los Angeles, United States. It is registered at Sherman Oaks, California.

How many employees does LendingUSA have?

As of Mar 31, 2026, the latest employee count at LendingUSA is 61.

Is LendingUSA a funded company?

LendingUSA is a funded company, having raised an undisclosed amount across 6 funding rounds to date. The company's 1st funding round was a $***** Conventional Debt round, raised on Nov 22, 2017.

When was the latest funding round of LendingUSA?

LendingUSA's latest funding was a $***** Conventional Debt round on Mar 10, 2021, with participation from 0 investor.

Where does LendingUSA rank among its competitors?

LendingUSA ranks 139th amongst 360 active competitors, of which 98 are funded. It stands 11th in terms of total funding among its competitors. The most recent competitor to raise funding was Addi, which secured $89M in Feb, 2026.

Who are the top competitors of LendingUSA?

LendingUSA's top competitors include Square, Affirm and Klarna. Among them, Addi secured the most recent funding round in February, 2026.

LendingUSA - 2026 Company Profile, Team, Funding & Competitors

LendingUSA is a funded company based in Los Angeles (United States), founded in 2015. It operates as an Online marketplace for point-of-sale financing. LendingUSA has raised an undisclosed amount in funding. The company has 360 active competitors, including 98 funded and 76 that have exited. Its top competitors include companies like Square, Affirm and Klarna.

Company Details

LendingUSA is an online marketplace for point-of-sale financing. It enables merchants to accept installment payments for customers via credit/debit cards. It provides financing to tax departments, funerals, pet providers, and more. It provides software for sales & transaction management.

Website: lendingusa.com
Social
Registered Address: Sherman Oaks, California

Key Metrics

Founded Year

2015

Location

Los Angeles, United States

Stage

Funding Raised

Latest Funding Round

Conventional Debt, Mar 10, 2021, $*****

Investors

CapitalSource & 2 more

Ranked

139^th among 360 active competitors

Employee Count

61 as on Mar 31, 2026

Similar Companies

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View LendingUSA's full profile

LendingUSA is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
LENDINGUSA, LLC CIN: 473195809 , United States, Active	Dec 31, 2014	-	13 (As on Dec 31, 2024)	-

LendingUSA has raised funding over 6 rounds. Its first funding round was on Nov 22, 2017. LendingUSA has 3 institutional investors.

Here is the list of recent funding rounds of LendingUSA:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Mar 10, 2021	6063700	Conventional Debt	9650560	8641093	1283832	7941084
Sep 03, 2020	2353304	Conventional Debt	2573706	5005616	2039504	Atalaya Capital Management
Apr 11, 2020	1173286	Conventional Debt	3107145	6178378	8489491	1883750

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LendingUSA's employee count trend

LendingUSA has 61 employees as of Mar 26. Here is LendingUSA's employee count trend over the years:

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Top competitors of LendingUSA include Square, Affirm and Klarna. Here is the list of Top 10 competitors of LendingUSA, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Square 2009, San Francisco (United States), Public	Provider of integrated point of sale and business management solutions	$520M	Victory Park Capital Advisors, Kleiner Perkins ... & 59 others	89/100
2nd	Affirm 2012, San Francisco (United States), Public	Provider of point of sale financing solutions for consumers and merchants	$1.22B	GIC, Founders Fund & 40 others	89/100
3rd	Klarna 2005, Stockholm (Sweden), Public	Developer of an online platform for point-of-sale financing	$4.19B	Sequoia Capital, Silver Lake & 129 others	85/100
4th	Tabby 2019, Dubai (United Arab Emirates), Series E	Provider of purchase financing solutions for businesses	$604M	STV, Blue Pool Capital & 28 others	83/100
5th	Addi 2018, Bogota (Colombia), Series C	Provider of an online platform for point of sale financing	$238M	GIC, Union Square Ventures & 35 others	78/100
6th	Paidy 2014, Tokyo (Japan), Acquired	App-based lending platform for purchase financing	$281M	Tybourne Capital Management, Arbor Ventures ... & 28 others	78/100
7th	Sezzle 2016, Minneapolis (United States), Acquired	Online platform for point of sale financing	$17.5M	E-Merge, Continental Investors & 10 others	78/100
8th	Zip 2013, Sydney (Australia), Public	Provider of an online platform for point-of-sale financing	-	Cooper, Victory Park Capital Advisors & 3 others	77/100
9th	axio 2013, Bengaluru (India), Acquired	Provider of an online lending platform offering point of sale financing	$206M	Ribbit Capital, Amazon & 32 others	77/100
10th	Sunbit 2016, Los Angeles (United States), Series D	Online platform for point of sale financing	$159M	Zeev Ventures, Group 11 & 20 others	77/100
139th	LendingUSA 2015, Los Angeles (United States), Funding Raised	Online marketplace for point-of-sale financing	-	CapitalSource, Atalaya Capital Management ... & 1 others	38/100