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PayCrunch - About the company

PayCrunch is a seed company based in Bengaluru (India), founded in 2020 by Aman Bhayana. It operates as a Provider of a credit line for students using mobile payments. PayCrunch has raised $500K in funding from Y Combinator. The company has 18 active competitors, including 4 funded and 2 that have exited. Its top competitors include companies like axio, Upwards and FincFriends.

Company Details

Provider of a credit line for students using mobile payments. This service enables users to scan quick response codes for deferred payment transactions. It allows individuals to build a credit history without requiring prior financial records. The system provides tools for expense tracking and financial management. Security protocols are implemented to protect user data and transaction information. The service is designed to facilitate digital payments for everyday purchases.
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Email ID
*****@paycrunch.in
Registered Address
7, Dasta Concerto, Sarjapur, Bangalore, Bangalore, Karnataka, India, 562125
Key Metrics
Founded Year
2020
Location
Bengaluru, India
Stage
Seed
Total Funding
$500K in 1 round
Latest Funding Round
Investors
Ranked
Employee Count
5 as on Sep 30, 2026
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PayCrunch's funding and investors

PayCrunch has raised a total funding of $500K over 1 round. Its latest funding round was a Seed round on Feb 10, 2022 for $*****. 1 investor participated in its latest round. PayCrunch has 5 institutional investors.

Here is the list of recent funding rounds of PayCrunch:
Date of Funding
Funding Amount
Round Name
Post-Money Valuation
Revenue Multiple
Lead Investors
Other Investors
Feb 10, 2022
6265033
Seed
7577397
9071824
3570510
7495920
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PayCrunch's founders and board of directors

Founder? Claim Profile
The founders of PayCrunch is Aman Bhayana.
Here are the details of PayCrunch's key team members:

PayCrunch's Board of Directors

PayCrunch's board has 2 active members. Aman Bhayana is part of team and Sunil Kumar Kolangara is independent board member.
Here is the list of PayCrunch's board of directors:
Name
Type
Representing
Status
Duration
Team
-
Current
6y 2m
Independent board member
-
Current
6y 2m

PayCrunch's employee count trend

PayCrunch has 5 employees as of Sep 26. Here is PayCrunch's employee count trend over the years:
Employee count trend for PayCrunch
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PayCrunch's Competitors and alternates

Top competitors of PayCrunch include axio, Upwards and FincFriends. Here is the list of Top 10 competitors of PayCrunch, ranked by Tracxn score:
Rank
Company Details
Short Description
Total Funding
Investors
Tracxn Score
1st
Logo for axio
axio
2013, Bengaluru (India), Acquired
Provider of an online lending platform offering point of sale financing
$206M
74/100
2nd
Logo for Upwards
Upwards
2017, Mumbai (India), Acquired
Provider of personal loans with an application and digital loan process
$5.5M
64/100
3rd
Logo for FincFriends
FincFriends
2017, Gurugram (India), Series A
Provider of unsecured digital consumer lending products
$16.6M
60/100
4th
Logo for PayMeIndia
PayMeIndia
2016, Noida (India), Seed
Developer of an online marketplace for personal loans
$2M
-
57/100
5th
Logo for Si Creva Capital Services
Si Creva Capital Services
2015, Mumbai (India), Funding Raised
Digital lending platform that enables customers to access credit for their shopping needs, offering personal loans with flexible repayment terms and a seamless application process
-
56/100
6th
Logo for Ram Fincorp
Ram Fincorp
1984, Delhi (India), Unfunded
Provider of personal loan services
-
-
51/100
7th
Logo for Bhanix Finance and Investment
Bhanix Finance and Investment
1996, Mumbai (India), Funding Raised
Developer of an online platform for personal loans
-
-
47/100
8th
Logo for BharatLoan
BharatLoan
2022, Gurugram (India), Funding Raised
Provider of digital platform offering unsecured personal loans to salaried individuals
-
-
40/100
9th
Logo for i-LEND
i-LEND
2009, Hyderabad (India), Seed
P2P platform for personal loans
$596K
38/100
10th
Logo for PayCrunch
PayCrunch
2020, Bengaluru (India), Seed
Provider of a credit line for students using mobile payments
$500K
33/100
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PayCrunch's Latest cap tables and shareholding

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  • Latest Shareholding Summary - Ownership breakdown across founders, investors, and other stakeholders
  • Round-by-Round Cap Tables - Evolution of shareholding across funding rounds
  • Year-on-Year Cap Tables - Dilution trends over time

PayCrunch's Investments and acquisitions

PayCrunch has made no investments or acquisitions yet.

Reports related to PayCrunch

Here is the latest report on PayCrunch's geography:

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