When was Scratchpay founded?

Scratchpay was founded in 2016 and raised its 1st funding round 1 year after it was founded.

Where is Scratchpay located?

Scratchpay is headquartered in Los Angeles, United States.

Who is the current CEO of Scratchpay?

John Keatley of Scratchpay. They have also founded 1 company.

How many employees does Scratchpay have?

As of Aug 31, 2026, the latest employee count at Scratchpay is 97.

Is Scratchpay a funded company?

Scratchpay is a funded company, having raised a total of $108M across 5 funding rounds to date. The company's 1st funding round was a $***** Seed round, raised on Apr 20, 2017.

How much is Scratchpay worth?

The latest valuation of Scratchpay is $***** as of Feb 15, 2018.

When was the latest funding round of Scratchpay?

Scratchpay's latest funding was a $***** Series C round on Sep 20, 2022, with participation from 6 investors.

Where does Scratchpay rank among its competitors?

Scratchpay ranks 25th amongst 409 active competitors, of which 102 are funded. It stands 10th in terms of total funding among its competitors. The most recent competitor to raise funding was Tabby, which secured $233M in Sep, 2026.

Who are the top competitors of Scratchpay?

Scratchpay's top competitors include Affirm, Klarna and Square. Among them, Tabby secured the most recent funding round in September, 2026.

Scratchpay - 2026 Company Profile, Team, Funding & Competitors

Scratchpay is a series C company based in Los Angeles (United States), founded in 2016 by John Keatley. It operates as a Payment solution provider for veterinary care. Scratchpay has raised $108M in funding from Companion Fund and Norwest, with a current valuation of $*****. The company has 409 active competitors, including 102 funded and 79 that have exited. Its top competitors include companies like Affirm, Klarna and Square.

Company Details

ScratchPay is a payment solution provider for veterinary care. The app helps in partnering with veterinary clinics to provide payment plans for pet owners. The users need to provide their basic details to get a rate and select their payment plan. Once registered in the app, users can get their pets treated at any partner clinic and pay back the amount interest-free within 30 days or in monthly installments over 12 -24 months. Interest rates vary depending on the user as the platform has a merit-based rating system.

Website: scratchpay.com
Social
Email ID: *****@scratchpay.com
Phone Number: +1 **********

Key Metrics

Founded Year

2016

Location

Los Angeles, United States

Stage

Series C

Total Funding

$108M in 5 rounds

Latest Funding Round

Series C, Sep 20, 2022, $*****

Post Money Valuation

$***** as on Feb 15, 2018

Investors

Companion Fund & 9 more

Ranked

25^th among 409 active competitors

Employee Count

97 as on Aug 31, 2026

Similar Companies

Snapmint & 225 more

View Scratchpay's full profile

Scratchpay is associated with 1 legal entity given below:

Legal Entity Name	Date of Incorporation	Revenue	Latest Employee Count	Documents
Scratch Financial, LLC CIN: 1683313 , United States, Active		$1 - $1M (As on Aug 31, 2016)	-	-

Scratchpay has raised a total funding of $108M over 5 rounds. Its first funding round was on Apr 20, 2017. Its latest funding round was a Series C round on Sep 20, 2022 for $*****. 6 investors participated in its latest round. Scratchpay has 10 institutional investors.

Here is the list of recent funding rounds of Scratchpay:

Filter this list

Date of Funding	Funding Amount	Round Name	Post-Money Valuation	Revenue Multiple	Lead Investors	Other Investors
Sep 20, 2022	5198717	Series C	8882269	8573238	5764891	6558333
Oct 28, 2019	3734355	Conventional Debt	5041565	9964604	5815136	UBS
Oct 28, 2019	1545391	Series B	6629192	3687119	Companion Fund	Struck Capital & 2 more

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View details of Scratchpay's funding rounds and investors

The founders of Scratchpay is John Keatley. John Keatley is the CEO of Scratchpay.

Here are the details of Scratchpay's key team members:

John Keatley: Co-Founder & CEO of Scratchpay.
Contact Info: 1 email address

View details of Scratchpay's Founder profiles and Board Members

Scratchpay's employee count trend

Scratchpay has 97 employees as of Aug 26. Here is Scratchpay's employee count trend over the years:

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Top competitors of Scratchpay include Affirm, Klarna and Square. Here is the list of Top 10 competitors of Scratchpay, ranked by Tracxn score:

Rank	Company Details	Short Description	Total Funding	Investors	Tracxn Score
1st	Affirm 2012, San Francisco (United States), Public	Provider of point of sale financing solutions for consumers and merchants	$1.22B	GIC, Founders Fund & 43 others	85/100
2nd	Klarna 2005, Stockholm (Sweden), Public	Developer of an online platform for point-of-sale financing	$4.19B	Sequoia Capital, Silver Lake & 138 others	85/100
3rd	Square 2009, San Francisco (United States), Public	Provider of integrated point of sale and business management solutions	$520M	Victory Park Capital Advisors, GIC & 58 others	84/100
4th	Tabby 2019, Riyadh (Saudi Arabia), Series F	Provider of purchase financing solutions for businesses	$837M	Blue Pool Capital, STV & 29 others	83/100
5th	Afterpay 2014, Melbourne (Australia), Acquired	Provider of buy now, pay later services with flexible options	$35.4M	Sarissa Capital, Venture Worx & 13 others	81/100
6th	Addi 2018, Bogota (Colombia), Series D	Provider of an online platform for point of sale financing	$324M	GIC, Union Square Ventures & 38 others	79/100
7th	ZestMoney 2015, Delhi (India), Acquired	Online platform offering point-of-sale financing	$151M	Quona, Scarlet Digital & 34 others	78/100
8th	Sunbit 2016, Los Angeles (United States), Series D	Online platform for point of sale financing	$159M	Zeev Ventures, Group 11 & 20 others	77/100
9th	Zilch 2018, London (United Kingdom), Series D	Direct-to-consumer ad-subsidised payments network	$566M	Gauss Ventures, Ventura Capital & 92 others	77/100
10th	Snapmint 2017, Mumbai (India), Series B	Online retailer of electronics, appliances, fashion, and home and kitchenware	$181M	Kae Capital, Traveltime & 177 others	77/100
25th	Scratchpay 2016, Los Angeles (United States), Series C	Payment solution provider for veterinary care	$108M	Norwest, SWS Venture Capital & 8 others	66/100