About FinTech SaaS sector in North America
The FinTech SaaS sector in North America comprises 4.12K companies, including 1.52K funded companies having collectively raised $47.6B in venture capital money and private equity. Out of these, 997 are Series A+ funded, and 29 have achieved unicorn status.
FinTech SaaS sector in North America has seen 568 acquisitions and 34 IPOs. This represents almost 14.6% of all such companies - which is higher than the 4.5% exit rate of tech companies in general.
This sector includes companies that provide SaaS-based Financial Services solutions.
FinTech SaaS sector is also known as FinTech SaaSTech, FinTech SaaS-Tech, Digital FinTech SaaS or FinTech SaaS Technology Solutions.
Companies that provide SaaS-based Financial Services solutions to institutions are included in this sector. Companies that provide Non-SaaS based Financial Service solutions and Non-Financial Services solutions are excluded.
Top FinTech SaaS Companies in North America
There are 4,124 FinTech SaaS startups in North America which include BitGo, Ripple, Tala, S&P Global, Equifax. Out of these, 1,524 startups are funded, with 997 having secured Series A+ funding, and 29 achieving unicorn status.
2026 has seen the creation of 217 FinTech SaaS startups in North America. Over the past 10 years, an average of 174 new companies have been launched annually. Notably, several of these startups have been founded by alumni of Stanford University, Harvard University and Massachusetts Institute of Technology.
Here is the list of top FinTech SaaS startups in North America
1. BitGo
Platform that offers crypto based financial services. It offers custody, trading, and lending solutions to institutional investors and crypto platforms. It provides regulated and insured custody for digital assets, with a cold storage to manage counterparty risk. Its solutions include features like whitelisting, user level permissions, and velocity controls.
Key facts about BitGo
- Founded Year: 2013
- Location: Palo Alto (United States)
- Stage: Public
- Total Funding till date: $170M
- Investors: Brink, BitFury Capital and 39 Others
- Latest Funding Round: Series C, Jan 24, 2024, $*****
- Tracxn Score: 81/100 What is this?
- Competitors Rank: 1 of 3,761 Competitors
2. Ripple
Provider of blockchain and financial infrastructure solutions for cross-border payments and digital asset custody. The company offers payments, custody, and stablecoin solutions. These solutions enable the integration of blockchain and digital assets. The company aims to provide a simple, secure, and compliant way to modernize financial infrastructure.
Key facts about Ripple
- Founded Year: 2012
- Location: San Francisco (United States)
- Stage: Series D
- Total Funding till date: $853M
- Investors: Neuberger Berman Specialty Finance, Fortress and 104 Others
- Latest Funding Round: Conventional Debt, May 11, 2026, $*****
- Tracxn Score: 81/100 What is this?
- Competitors Rank: 1 of 387 Competitors
3. Tala
Provider of financial infrastructure and credit decision models. This entity develops risk intelligence and underwriting engines designed to facilitate access to credit. The technology utilizes behavioral data to assess creditworthiness and enable financial transactions through digital interfaces.
Key facts about Tala
- Founded Year: 2011
- Location: Santa Monica (United States)
- Stage: Series E
- Total Funding till date: $346M
- Investors: Upstart, RPS Ventures and 51 Others
- Latest Funding Round: Conventional Debt, Mar 20, 2025, $*****
- Tracxn Score: 81/100 What is this?
- Competitors Rank: 1 of 273 Competitors
4. S&P Global
Provider of essential intelligence and market analysis for global finance. The company offers data, analytics, benchmarks, and insights across financial markets, commodities, indices, and credit ratings. Its solutions help organizations track market trends, assess risk, benchmark performance, and make informed business and investment decisions. Services include daily newsletters, analytical tools, and expert commentary covering the impact of economic events, regulatory changes, and industry trends across sectors and regions. The platform aims to empower financial professionals and enterprises to navigate complex markets, optimize strategies, and understand the broader economic landscape.
Key facts about S&P Global
- Founded Year: 1917
- Location: New York City (United States)
- Stage: Public
- Investors: Europa, ED and 5 Others
- Latest Funding Round: Grant (prize money), Nov 26, 2023, $*****
- Tracxn Score: 79/100 What is this?
- Competitors Rank: 4 of 23,351 Competitors
5. Equifax
Provider of consumer credit reporting, monitoring, and identity theft protection services. Offers individuals access to personal credit reports and credit scores, along with alerts on significant changes to help detect potential fraud. Provides subscription products that bundle credit file monitoring across bureaus, credit report locks, dark web scanning, fraud alerts, and identity restoration assistance. Delivers family-focused plans that extend credit monitoring and identity protection features to multiple household members. Supports a mobile app that lets users view their credit report, track score progress, manage freezes and alerts, and access educational resources on managing credit and fraud risks.
Key facts about Equifax
- Founded Year: 1899
- Location: Atlanta (United States)
- Stage: Public
- Investors: SBI, AQR Capital Management and 44 Others
- Latest Funding Round: Conventional Debt, May 2018, $*****
- Tracxn Score: 78/100 What is this?
- Competitors Rank: 3 of 478 Competitors
Companies founded year-on-year in the FinTech SaaS sector in North America
217 new startups have been founded so far in 2026 in the FinTech SaaS sector in North America. 252 FinTech SaaS startups in North America were founded in 2020 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | 217 |
2025 | 134 |
2024 | 123 |
2023 | 156 |
2022 | 108 |
2021 | 176 |
2020 | 252 |
2019 | 196 |
2018 | 188 |
2017 | 193 |
Stage-wise distribution of FinTech SaaS sector companies in North America
Out of the total 4,124 FinTech SaaS companies in North America, 1,524 have secured funding. Among them, 997 have reached Series A or higher, and 790 to Series B or beyond.
Founded - 4,124
Funded - 1,524
Series A+ - 997
Series B+ - 790
Series C+ - 696
Company Stage | No. of companies |
|---|---|
Founded | 4,124 |
Funded | 1,524 |
Series A+ | 997 |
Series B+ | 790 |
Series C+ | 696 |
Let us walk you through our Sectors and other offerings
Designed with precision for VCs, PE, IBs, Incubators, M&A, Innovation more
Designed with precision for VCs, PE, IBs, Incubators, M&A, Innovation more
Funding Trends in the FinTech SaaS sector in North America
Total funding year-on-year in the FinTech SaaS sector in North America
The FinTech SaaS sector in North America saw a total funding of more than $36.1B in the last 10 years. The most amount of funding was in 2021 at more than $7.66B. There has been a total funding of $2.15B in 2026 till date.
- Total Funding
Year | Total Funding |
|---|---|
2026 | $2.15B |
2025 | $3.5B |
2024 | $2.18B |
2023 | $1.89B |
2022 | $3.85B |
2021 | $7.66B |
2020 | $3.36B |
2019 | $2.9B |
2018 | $7.19B |
2017 | $1.4B |
Recent Funding Rounds in FinTech SaaS in North America
In the year 2026, till July 2026, FinTech SaaS companies in North America have raised $1.94B in equity funding across 103 rounds.
In the same period last year (i.e. till July 2025), FinTech SaaS companies in North America had raised $1.6B across 91 rounds.
So, 2026 has seen a 21.58% rise in funding in FinTech SaaS companies in North America as compared to 2025.
Here are some recent, important funding rounds in FinTech SaaS companies in North America:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
Series A | 7003 | Jul 29, 2026 | ||
Seed | 7469 | Jul 24, 2026 | - | |
Series B | 4178 | Jul 23, 2026 | ||
Seed | 6790 | Jul 21, 2026 | ||
Seed | 5712 | Jul 09, 2026 | - |
Top Investors in FinTech SaaS in North America
Y Combinator is the top investor in FinTech SaaS companies in North America based on number of companies invested.
Here are some top investors in FinTech SaaS companies in North America:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Mountain View (United States) | ||
Sunnyvale (United States) | ||
Palo Alto (United States) | ||
New York City (United States) | ||
Menlo Park (United States) |
_1584095064231.png?devicePixelRatio=2&height=20&width=20){kind=logo}
M&A activity in FinTech SaaS sector in North America
In the year 2026, till July 2026, 25 acquisitions happened in FinTech SaaS sector in North America. Last year, in 2025, a total of 47 acquisitions happened in FinTech SaaS sector in North America.
Here are some recent, important acquisitions in FinTech SaaS sector in North America:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Jul 28, 2026 | ||
Business Acquisition | Jul 14, 2026 | ||
Business Acquisition | Jun 23, 2026 | ||
Business Acquisition | Jun 22, 2026 | ||
Business Acquisition | Jun 17, 2026 | - |
Acquisition trends in FinTech SaaS sector in North America
Here are the acquisition trends in FinTech SaaS sector in North America:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | 25 |
2025 | 47 |
2024 | 38 |
2023 | 32 |
2022 | 43 |
2021 | 83 |
2020 | 55 |
2019 | 49 |
2018 | 49 |
2017 | 36 |
IPOs in FinTech SaaS in North America
In the year 2026, till April 2026, 2 IPOs happened in FinTech SaaS sector in North America.
Here are some recent, important IPOs in FinTech SaaS sector in North America:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Apr 06, 2026 | OTC Markets (OTCMKTS) | |
Jan 22, 2026 | New York Stock Exchange (NYSE) | |
Nov 05, 2025 | New York Stock Exchange (NYSE) | |
Feb 01, 2024 | OTC Markets (OTCMKTS) | |
Nov 10, 2023 | Frankfurt Stock Exchange (FRA) |
Colleges which produce the most FinTech SaaS companies in North America
Companies founded by alumni from top colleges in the FinTech SaaS in North America
Most number of FinTech SaaS startups in North America have been founded by alumni from Stanford University, Harvard University and Massachusetts Institute of Technology.
College | No. of companies |
|---|---|
Stanford University | 59 |
Harvard University | 46 |
Massachusetts Institute of Technology | 32 |
University of California (Berkeley) | 31 |
University of Pennsylvania | 27 |
Columbia University | 22 |
Harvard Business School | 20 |
Carnegie Mellon University | 19 |
Wharton School | 19 |
University of California (Los Angeles) | 18 |
Total funding in FinTech SaaS companies founded by alumni from top colleges in North America
In the last 10 years, University of Pennsylvania graduates' FinTech SaaS companies in North America have raised the most funding among top colleges. Stanford University alumni are second, and Harvard University alumni are third.
College | Total Funding |
|---|---|
University of Pennsylvania | $4.16B |
Stanford University | $2.67B |
Harvard University | $2.23B |
Wharton School | $2.23B |
The Wharton School | $2.2B |
Stanford Business School | $1.36B |
Tel Aviv University | $1.16B |
University of California (Los Angeles) | $1.15B |
Massachusetts Institute of Technology | $1.14B |
Columbia University | $1.03B |
Top News in FinTech SaaS in North America
•
FICO Honors Tech Mahindra for Innovative Solution to India's E-Commerce Returns CrisisGlobal Fintech Series•Jul 28, 2026•FICO, Tech Mahindra
•
•
•
•
Sedgwick Launches Concierge-Level Service for Heavy Equipment RepairsPR Newswire•Jul 22, 2026•Sedgwick
•
The Agentic Enterprise Connects AI to Real Business ResultsPYMNTS.com•Jul 21, 2026•FIS, Billtrust, Synchrony, Visa and 4 others
•
•
•
MyVest Announces SOC Recertifications for its Wealth Management PlatformBusiness Wire•Jul 21, 2026•MyVest
•
BitGo to Offer Institutional Custody and Off-Exchange Settlement of USDM1, World's First Natively Issued Onchain Sovereign BondGlobal Fintech Series•Jul 20, 2026•BitGo
