About FinTech SaaS sector in United States
The FinTech SaaS sector in United States comprises 2.72K companies, including 1.24K funded companies having collectively raised $41.7B in venture capital money and private equity. Out of these, 855 are Series A+ funded, and 29 have achieved unicorn status.
FinTech SaaS sector in United States has seen 492 acquisitions and 29 IPOs. This represents almost 19.2% of all such companies - which is higher than the 5.0% exit rate of tech companies in general.
This sector includes companies that provide SaaS-based Financial Services solutions.
Companies that provide SaaS-based Financial Services solutions to institutions are included in this sector. Companies that provide Non-SaaS based Financial Service solutions and Non-Financial Services solutions are excluded.
Top FinTech SaaS Companies in United States
There are 2,718 FinTech SaaS startups in United States which include Sedgwick, Equifax, Modern Treasury, MX, Symphony. Out of these, 1,240 startups are funded, with 855 having secured Series A+ funding, and 29 achieving unicorn status.
Over the past 10 years, an average of 97 new companies have been launched annually. Notably, several of these startups have been founded by alumni of Stanford University, Harvard University and Massachusetts Institute of Technology.
Here is the list of top FinTech SaaS startups in United States
1. Sedgwick
Provider of claims administration, loss adjusting, and benefits management services. The organization offers services including workers’ compensation, liability, and auto claims management. It provides absence management, disability, and unemployment compensation support. Additionally, the organization offers product recall and incident response services across various industries.
Key facts about Sedgwick
- Founded Year: 1969
- Location: Memphis (United States)
- Stage: Acquired
- Total Funding till date: $2.63M
- Investors: Stone Point Capital, Altas and 10 Others
- Latest Funding Round: PE, Sep 12, 2024, $*****
- Tracxn Score: 78/100 What is this?
- Competitors Rank: 1 of 376 Competitors
2. Equifax
Provider of consumer credit reporting, monitoring, and identity theft protection services. Offers individuals access to personal credit reports and credit scores, along with alerts on significant changes to help detect potential fraud. Provides subscription products that bundle credit file monitoring across bureaus, credit report locks, dark web scanning, fraud alerts, and identity restoration assistance. Delivers family-focused plans that extend credit monitoring and identity protection features to multiple household members. Supports a mobile app that lets users view their credit report, track score progress, manage freezes and alerts, and access educational resources on managing credit and fraud risks.
Key facts about Equifax
- Founded Year: 1899
- Location: Atlanta (United States)
- Stage: Public
- Investors: AQR Capital Management, Intech and 44 Others
- Latest Funding Round: Conventional Debt, May 2018, $*****
- Tracxn Score: 77/100 What is this?
- Competitors Rank: 3 of 88 Competitors
Diversified payment processing and treasury management solutions for businesses. It offers a cloud-based payment platform that enables businesses to accept and send online payments. It also offers notifications of real-time changes with webhooks, including ACH returns or failures, bank integrations, payment reconciliation solutions, financial data management, and more.
Key facts about Modern Treasury
- Founded Year: 2018
- Location: San Francisco (United States)
- Stage: Series C
- Total Funding till date: $183M
- Investors: Altimeter Capital, SVB and 13 Others
- Latest Funding Round: Series C, Mar 30, 2022, $*****
- Tracxn Score: 75/100 What is this?
- Competitors Rank: 8 of 1,858 Competitors
4. MX
Provider of data-driven analytics and open banking API for businesses. It offers an open financial database for personalized marketing, personal financial management, financial insight, mobile banking, and more. It offers tools for data enhancement, data aggregation, and data analytics. It also offers SaaS-based products for banks, credit unions, and fintech companies.
Key facts about MX
- Founded Year: 2010
- Location: Lehi (United States)
- Stage: Series C
- Total Funding till date: $610M
- Investors: TPG, Battery Ventures and 27 Others
- Latest Funding Round: Series C, Jan 13, 2021, $*****
- Tracxn Score: 75/100 What is this?
- Competitors Rank: 1 of 59 Competitors
5. Symphony
Compliance management solutions for financial institutions. It offers encrypted chat-based collaboration, voice solutions, and instant messaging with features such as encryption, and group messaging to share content. It provides solutions to standardize, automate, innovate, and simplify financial services workflows.
Key facts about Symphony
- Founded Year: 2014
- Location: New York City (United States)
- Stage: Series E
- Total Funding till date: $461M
- Investors: Bpifrance, mabanque.bnpparibas and 33 Others
- Latest Funding Round: Series E, Jun 12, 2019, $*****
- Tracxn Score: 74/100 What is this?
- Competitors Rank: 11 of 2,153 Competitors
Companies founded year-on-year in the FinTech SaaS sector in United States
184 FinTech SaaS startups in United States were founded in 2020 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | - |
2025 | 33 |
2024 | 50 |
2023 | 79 |
2022 | 67 |
2021 | 109 |
2020 | 184 |
2019 | 147 |
2018 | 147 |
2017 | 156 |
Stage-wise distribution of FinTech SaaS sector companies in United States
Out of the total 2,718 FinTech SaaS companies in United States, 1,240 have secured funding. Among them, 855 have reached Series A or higher, and 684 to Series B or beyond.
Founded - 2,718
Funded - 1,240
Series A+ - 855
Series B+ - 684
Series C+ - 601
Company Stage | No. of companies |
|---|---|
Founded | 2,718 |
Funded | 1,240 |
Series A+ | 855 |
Series B+ | 684 |
Series C+ | 601 |
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Funding Trends in the FinTech SaaS sector in United States
Total funding year-on-year in the FinTech SaaS sector in United States
The FinTech SaaS sector in United States saw a total funding of more than $32.6B in the last 10 years. The most amount of funding was in 2021 at more than $7.28B.
- Total Funding
Year | Total Funding |
|---|---|
2025 | $2.17B |
2024 | $1.98B |
2023 | $1.85B |
2022 | $3.33B |
2021 | $7.28B |
2020 | $3.65B |
2019 | $2.3B |
2018 | $6.81B |
2017 | $1.29B |
Recent Funding Rounds in FinTech SaaS in United States
In the year 2025, till December 2025, FinTech SaaS companies in United States have raised $2.1B in equity funding across 112 rounds.
In the same period last year (i.e. till December 2024), FinTech SaaS companies in United States had raised $1.97B across 115 rounds.
So, 2025 has seen a 6.43% rise in funding in FinTech SaaS companies in United States as compared to 2024.
Here are some recent, important funding rounds in FinTech SaaS companies in United States:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
Series A | 2219 | Dec 18, 2025 | - | |
Series A | 9885 | Dec 10, 2025 | ||
Series B | 8580 | Dec 09, 2025 | ||
Series A | 1012 | Dec 04, 2025 | and 1 more | |
Series A | 1011 | Nov 21, 2025 |
Top Investors in FinTech SaaS in United States
Y Combinator is the top investor in FinTech SaaS companies in United States based on number of companies invested.
Here are some top investors in FinTech SaaS companies in United States:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Mountain View (United States) | ||
Sunnyvale (United States) | ||
Palo Alto (United States) | ||
New York City (United States) | ||
Menlo Park (United States) |
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M&A activity in FinTech SaaS sector in United States
In the year 2026, till January 2026, 1 acquisition happened in FinTech SaaS sector in United States. Last year, in 2025, a total of 39 acquisitions happened in FinTech SaaS sector in United States.
Here are some recent, important acquisitions in FinTech SaaS sector in United States:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Jan 06, 2026 | ||
Business Acquisition | Dec 03, 2025 | ||
Business Acquisition | Nov 21, 2025 | ||
Business Acquisition | Nov 14, 2025 | ||
Business Acquisition | Oct 28, 2025 |
Acquisition trends in FinTech SaaS sector in United States
Here are the acquisition trends in FinTech SaaS sector in United States:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | 1 |
2025 | 39 |
2024 | 38 |
2023 | 31 |
2022 | 31 |
2021 | 80 |
2020 | 53 |
2019 | 39 |
2018 | 44 |
2017 | 33 |
IPOs in FinTech SaaS in United States
In the year 2025, till November 2025, 1 IPO happened in FinTech SaaS sector in United States.
Here are some recent, important IPOs in FinTech SaaS sector in United States:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Nov 05, 2025 | New York Stock Exchange (NYSE) | |
Jan 27, 2022 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Nov 08, 2021 | National Association of Securities Dealers Automated Quotations (NASDAQ) | |
Oct 21, 2021 | New York Stock Exchange (NYSE) | |
Aug 02, 2021 | National Association of Securities Dealers Automated Quotations (NASDAQ) |
Colleges which produce the most FinTech SaaS companies in United States
Companies founded by alumni from top colleges in the FinTech SaaS in United States
Most number of FinTech SaaS startups in United States have been founded by alumni from Stanford University, Harvard University and Massachusetts Institute of Technology.
College | No. of companies |
|---|---|
Stanford University | 60 |
Harvard University | 51 |
Massachusetts Institute of Technology | 38 |
University of California (Berkeley) | 36 |
University of Pennsylvania | 29 |
Columbia University | 24 |
Carnegie Mellon University | 22 |
Cornell University | 20 |
Harvard Business School | 20 |
Wharton School | 20 |
Total funding in FinTech SaaS companies founded by alumni from top colleges in United States
In the last 10 years, The Wharton School graduates' FinTech SaaS companies in United States have raised the most funding among top colleges. Stanford University alumni are second, and Harvard University alumni are third.
College | Total Funding |
|---|---|
The Wharton School | $3.4B |
Stanford University | $2.66B |
Harvard University | $2.11B |
University of Pennsylvania | $1.98B |
Massachusetts Institute of Technology | $1.9B |
BITS Pilani | $1.85B |
Wharton School | $1.56B |
Stanford Business School | $1.53B |
Tel Aviv University | $1.39B |
Yale University | $1.26B |
Top News in FinTech SaaS in United States
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Envestnet Launches Video Series Highlighting WealthTech Innovation & Industry EvolutionPR Newswire•Jan 07, 2026•Envestnet
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FICO Achieves Massive Speedups in Optimization Using NVIDIA GPUsBusiness Wire•Jan 07, 2026•FICO, Nvidia
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Hubly Integrates AI to Automate Workflows for Wealth Management FirmsMarTech Series•Jan 07, 2026•Hubly
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MeridianLink Integrates Optimal Blue for Enhanced Mortgage PricingGlobal FinTech Series•Jan 07, 2026•MeridianLink, Optimal Blue
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BitGo Integrates Lightning Network Support From Custody Via Voltage PartnershipCrowdfund Insider•Dec 19, 2025•BitGo
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Applied Pay Wins Most Innovative Product at 2025 Best in Biz AwardsGlobeNewswire•Dec 17, 2025•Applied
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FINTRX & Ultimus Fund Solutions Announce PartnershipGlobal FinTech Series•Dec 16, 2025•Ultimus Fund Solutions, FINTRX
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Zywave Named as a Leader in Insurance Agency Management Systems by ForresterPR Newswire•Dec 15, 2025•Zywave
