About Native AI in Banking sector in Asia
The Native AI in Banking sector in Asia comprises 94 companies, including 52 funded companies having collectively raised $1.41B in venture capital money and private equity. Out of these, 26 are Series A+ funded, and 2 have achieved unicorn status.
Native AI in Banking sector in Asia has seen 4 acquisitions and 1 IPO. This represents almost 5.3% of all such companies - which is higher than the 5.0% exit rate of tech companies in general.
This sector includes companies that develop AI-native tools and platforms designed for banking operations and services. These solutions use AI to automate and enhance key banking functions such as customer engagement, credit assessment, compliance, fraud detection, payments, and risk management, enabling smarter and faster decision-making across the banking workflow.
Companies included in Native AI in Banking
This includes AI-native platforms that enhance key banking functions such as credit scoring, loan underwriting, and portfolio optimization; intelligent agents for fraud detection, anti–money laundering, and regulatory compliance; AI copilots that assist with customer onboarding, KYC verification, and personalized financial advisory; and AI-driven systems for transaction monitoring, liquidity management, and risk assessment. It also includes AI-first tools that support real-time decision-making in lending, payments, and trading, as well as AI-native virtual banking assistants and chatbots that provide contextual, personalized customer interactions across channels..Companies excluded in Native AI in Banking
Excluded are traditional banking software without AI-native capabilities, core banking and ERP systems, generic analytics or reporting tools, rule-based automation or RPA solutions, consulting or service-based firms, and fintech products in areas like insurance, wealth management, or payments that do not directly support core banking functions.Top Native AI in Banking Companies in Asia
There are more than 94 companies in Native AI in Banking in Asia. HyperVerge is the top Native AI in Banking company in Asia, ranked using Tracxn Score (what's this?).
Here are 5 of the top Native AI in Banking companies in Asia:
Company | Description | Location | Founded | Current Stage | Private Funding Raised |
|---|---|---|---|---|---|
Developer of AI-powered automation software for small business lending processes | Palo Alto (United States) | 2014 | Seed | $1M | |
Provider of an AI-powered credit decisioning platform for financial institutions | New York City (United States) | 2014 | Series A | $8.9M | |
Provider of AI-powered platforms and APIs for financial services | Mumbai (India) | 2013 | Acquired | $2.19M | |
Developer of AI talkbots and chatbots for customer experience solutions | 2019 | Series B | $56M | ||
Risk management and marketing solutions for the financial services industry | Chaoyang (China) | 2014 | Public | $267M |
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Companies founded year-on-year in the Native AI in Banking sector in Asia
9 Native AI in Banking startups in Asia were founded in 2024 - this is the most number of startups founded in any year in the last 10 years.
- Total Number of Companies
Year | No. of companies |
|---|---|
2026 | - |
2025 | 6 |
2024 | 9 |
2023 | 8 |
2022 | 2 |
2021 | 6 |
2020 | 1 |
2019 | 5 |
2018 | 5 |
2017 | 6 |
Stage-wise distribution of Native AI in Banking sector companies in Asia
Out of the total 94 Native AI in Banking companies in Asia, 52 have secured funding. Among them, 26 have reached Series A or higher, and 17 to Series B or beyond.
Founded - 94
Funded - 52
Series A+ - 26
Series B+ - 17
Series C+ - 8
Company Stage | No. of companies |
|---|---|
Founded | 94 |
Funded | 52 |
Series A+ | 26 |
Series B+ | 17 |
Series C+ | 8 |
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Funding Trends in the Native AI in Banking sector in Asia
Total funding year-on-year in the Native AI in Banking sector in Asia
The Native AI in Banking sector in Asia saw a total funding of more than $1.38B in the last 10 years. The most amount of funding was in 2018 at more than $434M.
- Total Funding
Year | Total Funding |
|---|---|
2025 | $142K |
2024 | $1.4M |
2023 | $57.9M |
2022 | $96.8M |
2021 | $101M |
2020 | $80.6M |
2019 | $358M |
2018 | $434M |
2017 | $115M |
Recent Funding Rounds in Native AI in Banking in Asia
In the year 2025, till November 2025, Native AI in Banking companies in Asia have raised $92K in equity funding across 3 rounds.
In the same period last year (i.e. till October 2024), Native AI in Banking companies in Asia had raised $1.4M across 6 rounds.
So, 2025 has seen a 93.43% drop in funding in Native AI in Banking companies in Asia as compared to 2024.
Here are some recent, important funding rounds in Native AI in Banking companies in Asia:
Company | Round Raised | Amount Raised | Funding Date | Investors |
|---|---|---|---|---|
Series B | 5985 | Nov 05, 2025 | ||
Seed | 4315 | Aug 17, 2025 | - | |
Series B | 9298 | May 13, 2025 | ||
Series A | 5718 | Oct 21, 2024 | ||
Seed | 8439 | Sep 12, 2024 |
Top Investors in Native AI in Banking in Asia
Plug and Play Tech Center is the top investor in Native AI in Banking companies in Asia based on number of companies invested.
Here are some top investors in Native AI in Banking companies in Asia:
Investor | Location | Top Portfolio Companies |
|---|---|---|
Sunnyvale (United States) | ||
Palo Alto (United States) | ||
Beijing (China) | ||
Cambridge (United States) | - | |
Paris (France) | - |
M&A activity in Native AI in Banking sector in Asia
In the year 2024, till April 2024, 1 acquisition happened in Native AI in Banking sector in Asia. Last year, in 2023, a total of 1 acquisition happened in Native AI in Banking sector in Asia.
Here are some recent, important acquisitions in Native AI in Banking sector in Asia:
Company | Acquisition Type | Acquisition Date | Acquirers |
|---|---|---|---|
Business Acquisition | Apr 19, 2024 | ||
Business Acquisition | Dec 13, 2023 | ||
Business Acquisition | Apr 18, 2022 | ||
Business Acquisition | Nov 11, 2021 |
Acquisition trends in Native AI in Banking sector in Asia
Here are the acquisition trends in Native AI in Banking sector in Asia:
- Total Number of Acquisitions
Year | No. of companies |
|---|---|
2026 | - |
2025 | - |
2024 | 1 |
2023 | 1 |
2022 | 1 |
2021 | 1 |
2020 | - |
2019 | - |
2018 | - |
2017 | - |
IPOs in Native AI in Banking in Asia
In the year 2021, till March 2021, 1 IPO happened in Native AI in Banking sector in Asia.
Here are some recent, important IPOs in Native AI in Banking sector in Asia:
Company | IPO Date | Exchange Symbol |
|---|---|---|
Mar 31, 2021 | Hong Kong Exchanges (HKG) |
Colleges which produce the most Native AI in Banking companies in Asia
Companies founded by alumni from top colleges in the Native AI in Banking in Asia
Most number of Native AI in Banking startups in Asia have been founded by alumni from Massachusetts Institute of Technology, IIT Bombay and IIT Delhi.
College | No. of companies |
|---|---|
Massachusetts Institute of Technology | 4 |
IIT Bombay | 3 |
IIT Delhi | 3 |
IIT Kanpur | 3 |
BITS Pilani | 2 |
Carnegie Mellon University | 2 |
IIM Bangalore | 2 |
IIT Kharagpur | 2 |
IIT Madras | 2 |
Stanford University | 2 |
Total funding in Native AI in Banking companies founded by alumni from top colleges in Asia
In the last 10 years, Carnegie Mellon University graduates' Native AI in Banking companies in Asia have raised the most funding among top colleges. University of Pennsylvania alumni are second, and University of California (Berkeley) alumni are third.
College | Total Funding |
|---|---|
Carnegie Mellon University | $206M |
University of Pennsylvania | $175M |
University of California (Berkeley) | $34.1M |
IIT Delhi | $32.9M |
Harvard Business School | $27.6M |
Harvard University | $27.6M |
Stanford University | $16M |
Stanford Business School | $14M |
IIM Bangalore | $12.9M |
Massachusetts Institute of Technology | $12.9M |
Top News in Native AI in Banking in Asia
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ThetaRay and Spayce Partner to Combat Financial Crime and Secure Global Payments with Cognitive AIGlobal FinTech Series•Jun 03, 2025•ThetaRay,
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Scienaptic and MDT Partner to Bring AI-Driven Lending to Credit UnionsGlobal FinTech Series•Feb 03, 2025•Scienaptic, MDT
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ThetaRay Caps Off Year of Growth with Four Prestigious Award WinsBusiness Wire•Dec 17, 2024•ThetaRay
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Scienaptic and Kentucky’s Credit Unions Partner to Bring AI to Credit UnionsBusiness Wire•Nov 13, 2024•Scienaptic
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BharatLoan Goes Live with Scienaptic Credit BRE Platform's Account AggregatorAsian News International•Sep 30, 2024•Bharat Loan, Scienaptic
